Crédito de la banca comercial y su efecto en el bienestar económico de México (2004-2016)
The objective of this research is to empirically analyze the effect of commercial bank credit on the welfare of individuals. It is understood that there is no social utility in a banking system that does not have the capacity to grant credits that promote the economic growth of a country and the imp...
| Autor: | |
|---|---|
| Tipo de recurso: | tesis doctoral |
| Estado: | Versión publicada |
| Fecha de publicación: | 2018 |
| País: | México |
| Institución: | Universidad Autónoma Metropolitana |
| Repositorio: | Repositorio Institucional de la UAM Iztapalapa |
| Idioma: | español |
| OAI Identifier: | oai:bindani.izt.uam.mx:pg15bd96g |
| Acceso en línea: | https://doi.org/10.24275/uami.pg15bd96g |
| Access Level: | acceso abierto |
| Palabra clave: | info:eu-repo/classification/LEM/Desarrollo económico info:eu-repo/classification/LEM/Credit info:eu-repo/classification/LEM/Crédito info:eu-repo/classification/LEM/Competencia económica info:eu-repo/classification/LEM/Economic development info:eu-repo/classification/LEM/Competition info:eu-repo/classification/cti/5 |
| id |
MX_da92de4e678d32b5f944ee1463d4df0f |
|---|---|
| oai_identifier_str |
oai:bindani.izt.uam.mx:pg15bd96g |
| network_acronym_str |
MX |
| network_name_str |
México |
| repository_id_str |
|
| spelling |
Crédito de la banca comercial y su efecto en el bienestar económico de México (2004-2016)LIZETHE BERENICE MENDEZ HERASinfo:eu-repo/classification/LEM/Desarrollo económicoinfo:eu-repo/classification/LEM/Creditinfo:eu-repo/classification/LEM/Créditoinfo:eu-repo/classification/LEM/Competencia económicainfo:eu-repo/classification/LEM/Economic developmentinfo:eu-repo/classification/LEM/Competitioninfo:eu-repo/classification/cti/5The objective of this research is to empirically analyze the effect of commercial bank credit on the welfare of individuals. It is understood that there is no social utility in a banking system that does not have the capacity to grant credits that promote the economic growth of a country and the improvement of the living conditions of its inhabitants. The study covers the period from 2004 to 2016. In this research, a formal review is made of three indicators related to bank credit and welfare economics, and the Human Development Index (HDI) is taken as our main indicator. The empirical analysis consists of two panel data models at the state level: one static, with the methodology of Instrumental Variables (IV); and the other dynamic, with the ArellanoBover(1995)/Blundell-Bond(1998).). The results of both models suggest that commercial bank credit has a positive effect on Mexico's HDI at state level from 2004 to 2016. However, in the dynamic model the first lag of banking loans had a negative effect on the human development of Mexican estates.El objetivo de esta investigación es analizar empíricamente el efecto del crédito de la banca comercial en el bienestar de los individuos. Se entiende que no hay ninguna utilidad social en un sistema bancario que no tiene capacidad para conceder créditos que fomenten el crecimiento económico de un país y el mejoramiento de las condiciones de vida de sus habitantes. El estudio abarca el periodo de 2004 a 2016. En esta investigación, se hace una revisión formal de tres indicadores relacionados con el crédito bancario y se toma el Índice de Desarrollo Humano (IDH) como principal indicador de bienestar económico. El análisis empírico consiste en dos modelos de datos panel a nivel estatal: uno estático, con la metodología de Variables Instrumentales (IV); y el otro dinámico, con la metodología Arellano-Bover(1995)/BlundellBond(1998). Los resultados de ambos modelos sugieren que existe una relación estadísticamente significativa y positiva entre el crédito de la banca comercial y el IDH estatal en México. Sin embargo, en el modelo dinámico se encontró que el primer rezago del crédito tuvo un efecto negativo en el IDH de las entidades en México.RICARDO SOLIS ROSALESFRANCISCO VENEGAS MARTINEZ2018-10-09info:eu-repo/semantics/doctoralThesisinfo:eu-repo/semantics/publishedVersionhttps://doi.org/10.24275/uami.pg15bd96greponame:Repositorio Institucional de la UAM Iztapalapainstname:Universidad Autónoma Metropolitanainstacron:UAMspainfo:eu-repo/semantics/openAccesshttps://creativecommons.org/licenses/by-nc/4.0/oai:bindani.izt.uam.mx:pg15bd96g2025-11-26T19:16:06Z |
| dc.title.none.fl_str_mv |
Crédito de la banca comercial y su efecto en el bienestar económico de México (2004-2016) |
| title |
Crédito de la banca comercial y su efecto en el bienestar económico de México (2004-2016) |
| spellingShingle |
Crédito de la banca comercial y su efecto en el bienestar económico de México (2004-2016) LIZETHE BERENICE MENDEZ HERAS info:eu-repo/classification/LEM/Desarrollo económico info:eu-repo/classification/LEM/Credit info:eu-repo/classification/LEM/Crédito info:eu-repo/classification/LEM/Competencia económica info:eu-repo/classification/LEM/Economic development info:eu-repo/classification/LEM/Competition info:eu-repo/classification/cti/5 |
| title_short |
Crédito de la banca comercial y su efecto en el bienestar económico de México (2004-2016) |
| title_full |
Crédito de la banca comercial y su efecto en el bienestar económico de México (2004-2016) |
| title_fullStr |
Crédito de la banca comercial y su efecto en el bienestar económico de México (2004-2016) |
| title_full_unstemmed |
Crédito de la banca comercial y su efecto en el bienestar económico de México (2004-2016) |
| title_sort |
Crédito de la banca comercial y su efecto en el bienestar económico de México (2004-2016) |
| dc.creator.none.fl_str_mv |
LIZETHE BERENICE MENDEZ HERAS |
| author |
LIZETHE BERENICE MENDEZ HERAS |
| author_facet |
LIZETHE BERENICE MENDEZ HERAS |
| author_role |
author |
| dc.contributor.none.fl_str_mv |
RICARDO SOLIS ROSALES FRANCISCO VENEGAS MARTINEZ |
| dc.subject.none.fl_str_mv |
info:eu-repo/classification/LEM/Desarrollo económico info:eu-repo/classification/LEM/Credit info:eu-repo/classification/LEM/Crédito info:eu-repo/classification/LEM/Competencia económica info:eu-repo/classification/LEM/Economic development info:eu-repo/classification/LEM/Competition info:eu-repo/classification/cti/5 |
| topic |
info:eu-repo/classification/LEM/Desarrollo económico info:eu-repo/classification/LEM/Credit info:eu-repo/classification/LEM/Crédito info:eu-repo/classification/LEM/Competencia económica info:eu-repo/classification/LEM/Economic development info:eu-repo/classification/LEM/Competition info:eu-repo/classification/cti/5 |
| description |
The objective of this research is to empirically analyze the effect of commercial bank credit on the welfare of individuals. It is understood that there is no social utility in a banking system that does not have the capacity to grant credits that promote the economic growth of a country and the improvement of the living conditions of its inhabitants. The study covers the period from 2004 to 2016. In this research, a formal review is made of three indicators related to bank credit and welfare economics, and the Human Development Index (HDI) is taken as our main indicator. The empirical analysis consists of two panel data models at the state level: one static, with the methodology of Instrumental Variables (IV); and the other dynamic, with the ArellanoBover(1995)/Blundell-Bond(1998).). The results of both models suggest that commercial bank credit has a positive effect on Mexico's HDI at state level from 2004 to 2016. However, in the dynamic model the first lag of banking loans had a negative effect on the human development of Mexican estates. |
| publishDate |
2018 |
| dc.date.none.fl_str_mv |
2018-10-09 |
| dc.type.none.fl_str_mv |
info:eu-repo/semantics/doctoralThesis info:eu-repo/semantics/publishedVersion |
| format |
doctoralThesis |
| status_str |
publishedVersion |
| dc.identifier.none.fl_str_mv |
https://doi.org/10.24275/uami.pg15bd96g |
| url |
https://doi.org/10.24275/uami.pg15bd96g |
| dc.language.none.fl_str_mv |
spa |
| language |
spa |
| dc.rights.none.fl_str_mv |
info:eu-repo/semantics/openAccess https://creativecommons.org/licenses/by-nc/4.0/ |
| eu_rights_str_mv |
openAccess |
| rights_invalid_str_mv |
https://creativecommons.org/licenses/by-nc/4.0/ |
| dc.source.none.fl_str_mv |
reponame:Repositorio Institucional de la UAM Iztapalapa instname:Universidad Autónoma Metropolitana instacron:UAM |
| instname_str |
Universidad Autónoma Metropolitana |
| instacron_str |
UAM |
| institution |
UAM |
| reponame_str |
Repositorio Institucional de la UAM Iztapalapa |
| collection |
Repositorio Institucional de la UAM Iztapalapa |
| repository.name.fl_str_mv |
|
| repository.mail.fl_str_mv |
|
| _version_ |
1858177254046040064 |
| score |
15,812429 |