Characterization of the Ecuadorian Microenterprise Market: The case of the Textile Industry

With the purpose of getting to know the clients better and develop actions that benefit the relationship between the microcredit operating financial entities and the clients, methodological alternatives of analysis of the behavioral variables that may influence the financial decisions of the micro-e...

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Detalles Bibliográficos
Autores: Abad León, Wilson, Araque, Wilson
Tipo de recurso: artículo
Estado:Versión publicada
Fecha de publicación:2018
País:Ecuador
Institución:Universidad Andina Simón Bolivar
Repositorio:Revista Estudios de la Gestión
Idioma:español
OAI Identifier:oai:revistas.uasb.edu.ec:article/577
Acceso en línea:https://revistas.uasb.edu.ec/index.php/eg/article/view/577
Access Level:acceso abierto
Palabra clave:microcrédito
microempresa
caracterización
método multivariable
segmentación
microcredit
microenterprise
characterization
multivariable method
segmentation
Descripción
Sumario:With the purpose of getting to know the clients better and develop actions that benefit the relationship between the microcredit operating financial entities and the clients, methodological alternatives of analysis of the behavioral variables that may influence the financial decisions of the micro-entrepreneurs are considered. Psycho-economic models validated in final consumer markets and adapted to the conditions of micro-entrepreneurs were used to evaluate and characterize them in: attitude towards indebtedness, lifestyle and attitude towards financial entities, and consumption habits and behaviors.