Financial Education: An Analysis Of Higher Education Student Definitions And Conceptions

From 2018 on, after the publication of the National Common Curricular Base in Brazil, there was a significant increase in academic research on Financial Education. However, there is a need for studies that define what Financial Education is and point out its different competences (literacy, critical...

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Detalles Bibliográficos
Autores: Perin, Andréa Pavan, Campos, Celso Ribeiro
Tipo de recurso: artículo
Estado:Versión publicada
Fecha de publicación:2022
País:Brasil
Institución:Universidade Federal de Santa Catarina (UFSC)
Repositorio:Revemat - Revista Eletrônica de Educação Matemática
Idioma:portugués
OAI Identifier:oai:periodicos.ufsc.br:article/86950
Acceso en línea:https://periodicos.ufsc.br/index.php/revemat/article/view/86950
Access Level:acceso abierto
Palabra clave:Educação Financeira
Letramento Financeiro
Competência Crítica
Competência Comportamental
Financial Education
Financial Literacy
Critical Competence
Behavioral Competence
Descripción
Sumario:From 2018 on, after the publication of the National Common Curricular Base in Brazil, there was a significant increase in academic research on Financial Education. However, there is a need for studies that define what Financial Education is and point out its different competences (literacy, critical and behavioral). Along this line, this text aims to investigate the different conceptions about Financial Education of undergraduate students. Our data was collected in a class of 22 students who were taking an optional Financial Education course offered at a private College institution in the city of São Paulo and organized and analyzed using the Collective Subject Discourse technique. The analyzes indicate that students associate Financial Education with the development of two skills, literacy and behavioral skills. However, one conception is prevalent, that is, it appeared more emphatically, which is related to the behavioral aspect of Financial Education, as the data show that students expect to learn a behavior, whether it is related to the organization or positioning on finance. Our study also showed that the different competences complement each other, and that the development of one competence can more easily lead to the development of the other.