Alternative financing for small and medium-sized enterprises in the South Coast of Jalisco
The aim of this study was to identify financing alternatives that exist for Small and Medium -sized Enterprises (PyMES Spanish abbreviation) on the South coast of Jalisco . It was observed the characteristics of these financings at each institution like the interest rate, period provided to settle t...
| Autores: | , , , |
|---|---|
| Tipo de recurso: | artículo |
| Estado: | Versión publicada |
| Fecha de publicación: | 2016 |
| País: | México |
| Institución: | UNIVERSIDAD DE GUADALAJARA |
| Repositorio: | Expresión Económica |
| Idioma: | español |
| OAI Identifier: | oai:ojs2.148.202.248.171:article/713 |
| Acceso en línea: | https://expresioneconomica.cucea.udg.mx/index.php/eera/article/view/713 |
| Access Level: | acceso abierto |
| Palabra clave: | Crédito PyMES Instituciones financieras Pymes |
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Alternative financing for small and medium-sized enterprises in the South Coast of JaliscoAlternativas de financiamiento para las pequeñas y medianas empresas en la costa sur de JaliscoGutiérrez Obeso, Juan CarlosCih Dzul, Imelda RosanaCisneros Durán, María de LourdesArias Uribe, MyriamCréditoPyMESInstituciones financierasCréditoPymesInstituciones financierasThe aim of this study was to identify financing alternatives that exist for Small and Medium -sized Enterprises (PyMES Spanish abbreviation) on the South coast of Jalisco . It was observed the characteristics of these financings at each institution like the interest rate, period provided to settle the credit, required documentation, and existing targets in each institution for placement of this credit, etc . The study involved the analysis of 14 financial institutions including: commercial banks, credit unions, government agencies and institutions to provide credit to low-income entrepreneurs . The information was collected through a structured questionnaire ran in the form of direct interviews; it was analyzed with frequency distribution boxes and the nonparametric chisquare X2 on certain data for the association of variables .El objetivo de este estudio consistió en identificar las alternativas de financiamiento que existen para las pequeñas y medianas empresas (PyMES) en la costa sur de Jalisco. Se identificó las características de estos financiamientos en cada institución, aspectos como la tasa de interés, plazo proporcionado para liquidar el crédito, documentación requerida y metas existentes que cada organismo utiliza para la colocación de créditos, entre otras variables. El estudio comprendió el análisis de 14 instituciones financieras que incluyó bancos comerciales, cajas populares, instituciones gubernamentales e instituciones encargadas de proporcionar crédito a empresarios con bajos recursos. La información se recopiló a través de un cuestionario estructurado aplicado en forma de entrevistas directas, se analizó con cuadros de distribución de frecuencias y la prueba no paramétrica de chi cuadrado X2 para la asociación de variables.Universidad de Guadalajara2016-07-01info:eu-repo/semantics/articleinfo:eu-repo/semantics/publishedVersionapplication/pdfhttps://expresioneconomica.cucea.udg.mx/index.php/eera/article/view/71310.32870/eera.vi37.713Expresión Económica. Revista de análisis; No. 37 (2016): EXPRESIÓN ECONÓMICA. REVISTA DE ANÁLISIS 37, JULIO-DICIEMBRE 2016; 87-105Expresión Económica. Revista de análisis; Núm. 37 (2016): EXPRESIÓN ECONÓMICA. REVISTA DE ANÁLISIS 37, JULIO-DICIEMBRE 2016; 87-1053061-76771870-596010.32870/eera.vi37reponame:Expresión Económicainstname:UNIVERSIDAD DE GUADALAJARAinstacron:UDGspahttps://expresioneconomica.cucea.udg.mx/index.php/eera/article/view/713/668Derechos de autor 2016 Universidad de Guadalajarahttps://creativecommons.org/licenses/by-nc-nd/4.0info:eu-repo/semantics/openAccessoai:ojs2.148.202.248.171:article/7132026-01-16T17:14:30Z |
| dc.title.none.fl_str_mv |
Alternative financing for small and medium-sized enterprises in the South Coast of Jalisco Alternativas de financiamiento para las pequeñas y medianas empresas en la costa sur de Jalisco |
| title |
Alternative financing for small and medium-sized enterprises in the South Coast of Jalisco |
| spellingShingle |
Alternative financing for small and medium-sized enterprises in the South Coast of Jalisco Gutiérrez Obeso, Juan Carlos Crédito PyMES Instituciones financieras Crédito Pymes Instituciones financieras |
| title_short |
Alternative financing for small and medium-sized enterprises in the South Coast of Jalisco |
| title_full |
Alternative financing for small and medium-sized enterprises in the South Coast of Jalisco |
| title_fullStr |
Alternative financing for small and medium-sized enterprises in the South Coast of Jalisco |
| title_full_unstemmed |
Alternative financing for small and medium-sized enterprises in the South Coast of Jalisco |
| title_sort |
Alternative financing for small and medium-sized enterprises in the South Coast of Jalisco |
| dc.creator.none.fl_str_mv |
Gutiérrez Obeso, Juan Carlos Cih Dzul, Imelda Rosana Cisneros Durán, María de Lourdes Arias Uribe, Myriam |
| author |
Gutiérrez Obeso, Juan Carlos |
| author_facet |
Gutiérrez Obeso, Juan Carlos Cih Dzul, Imelda Rosana Cisneros Durán, María de Lourdes Arias Uribe, Myriam |
| author_role |
author |
| author2 |
Cih Dzul, Imelda Rosana Cisneros Durán, María de Lourdes Arias Uribe, Myriam |
| author2_role |
author author author |
| dc.subject.none.fl_str_mv |
Crédito PyMES Instituciones financieras Crédito Pymes Instituciones financieras |
| topic |
Crédito PyMES Instituciones financieras Crédito Pymes Instituciones financieras |
| description |
The aim of this study was to identify financing alternatives that exist for Small and Medium -sized Enterprises (PyMES Spanish abbreviation) on the South coast of Jalisco . It was observed the characteristics of these financings at each institution like the interest rate, period provided to settle the credit, required documentation, and existing targets in each institution for placement of this credit, etc . The study involved the analysis of 14 financial institutions including: commercial banks, credit unions, government agencies and institutions to provide credit to low-income entrepreneurs . The information was collected through a structured questionnaire ran in the form of direct interviews; it was analyzed with frequency distribution boxes and the nonparametric chisquare X2 on certain data for the association of variables . |
| publishDate |
2016 |
| dc.date.none.fl_str_mv |
2016-07-01 |
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info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion |
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article |
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publishedVersion |
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https://expresioneconomica.cucea.udg.mx/index.php/eera/article/view/713 10.32870/eera.vi37.713 |
| url |
https://expresioneconomica.cucea.udg.mx/index.php/eera/article/view/713 |
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10.32870/eera.vi37.713 |
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spa |
| language |
spa |
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https://expresioneconomica.cucea.udg.mx/index.php/eera/article/view/713/668 |
| dc.rights.none.fl_str_mv |
Derechos de autor 2016 Universidad de Guadalajara https://creativecommons.org/licenses/by-nc-nd/4.0 info:eu-repo/semantics/openAccess |
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Derechos de autor 2016 Universidad de Guadalajara https://creativecommons.org/licenses/by-nc-nd/4.0 |
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openAccess |
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application/pdf |
| dc.publisher.none.fl_str_mv |
Universidad de Guadalajara |
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Universidad de Guadalajara |
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Expresión Económica. Revista de análisis; No. 37 (2016): EXPRESIÓN ECONÓMICA. REVISTA DE ANÁLISIS 37, JULIO-DICIEMBRE 2016; 87-105 Expresión Económica. Revista de análisis; Núm. 37 (2016): EXPRESIÓN ECONÓMICA. REVISTA DE ANÁLISIS 37, JULIO-DICIEMBRE 2016; 87-105 3061-7677 1870-5960 10.32870/eera.vi37 reponame:Expresión Económica instname:UNIVERSIDAD DE GUADALAJARA instacron:UDG |
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UNIVERSIDAD DE GUADALAJARA |
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UDG |
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UDG |
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Expresión Económica |
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Expresión Económica |
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