Alternative financing for small and medium-sized enterprises in the South Coast of Jalisco

The aim of this study was to identify financing alternatives that exist for Small and Medium -sized Enterprises (PyMES Spanish abbreviation) on the South coast of Jalisco . It was observed the characteristics of these financings at each institution like the interest rate, period provided to settle t...

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Detalles Bibliográficos
Autores: Gutiérrez Obeso, Juan Carlos, Cih Dzul, Imelda Rosana, Cisneros Durán, María de Lourdes, Arias Uribe, Myriam
Tipo de recurso: artículo
Estado:Versión publicada
Fecha de publicación:2016
País:México
Institución:UNIVERSIDAD DE GUADALAJARA
Repositorio:Expresión Económica
Idioma:español
OAI Identifier:oai:ojs2.148.202.248.171:article/713
Acceso en línea:https://expresioneconomica.cucea.udg.mx/index.php/eera/article/view/713
Access Level:acceso abierto
Palabra clave:Crédito
PyMES
Instituciones financieras
Pymes
Descripción
Sumario:The aim of this study was to identify financing alternatives that exist for Small and Medium -sized Enterprises (PyMES Spanish abbreviation) on the South coast of Jalisco . It was observed the characteristics of these financings at each institution like the interest rate, period provided to settle the credit, required documentation, and existing targets in each institution for placement of this credit, etc . The study involved the analysis of 14 financial institutions including: commercial banks, credit unions, government agencies and institutions to provide credit to low-income entrepreneurs . The information was collected through a structured questionnaire ran in the form of direct interviews; it was analyzed with frequency distribution boxes and the nonparametric chisquare X2 on certain data for the association of variables .