The implicit (un)healthy life expectancy used for pricing long-term care insurance and life care annuities

This paper examines the implicit healthy life expectancy (HLE) used for actuarial calculations in some selected biometric data sets from Australia, China, Portugal, Spain and the US. We are interested in checking the demographic and epidemiological coherence of these data sets because this health in...

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Detalles Bibliográficos
Autores: Vidal-Meliá, Carlos, Ventura-Marco, Manuel, Garvey, Anne M.
Tipo de recurso: informe técnico
Fecha de publicación:2023
País:España
Institución:Universidad Complutense de Madrid (UCM)
Repositorio:Docta Complutense
Idioma:inglés
OAI Identifier:oai:docta.ucm.es:20.500.14352/4365
Acceso en línea:https://hdl.handle.net/20.500.14352/4365
Access Level:acceso abierto
Palabra clave:G22
G5
I13
J14
J26
Activity limitations
Dependence states
Healthy life expectancy
Life care annuity
Long-term care insurance.
Esperanza de vida
Libre de discapacidad
Estados de dependencia
Limitaciones de la actividad
Renta vitalicia con cobertura de dependencia
Seguro de dependencia.
Salud pública (Medicina)
Seguros
Demografía (Geografía)
3212 Salud Pública
5304.05 Seguros
52 Demografía
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oai_identifier_str oai:docta.ucm.es:20.500.14352/4365
network_acronym_str ES
network_name_str España
repository_id_str
spelling The implicit (un)healthy life expectancy used for pricing long-term care insurance and life care annuitiesVidal-Meliá, CarlosVentura-Marco, ManuelGarvey, Anne M.G22G5I13J14J26Activity limitationsDependence statesHealthy life expectancyLife care annuityLong-term care insurance.Esperanza de vidaLibre de discapacidadEstados de dependenciaLimitaciones de la actividadRenta vitalicia con cobertura de dependenciaSeguro de dependencia.Salud pública (Medicina)SegurosDemografía (Geografía)3212 Salud Pública5304.05 Seguros52 DemografíaThis paper examines the implicit healthy life expectancy (HLE) used for actuarial calculations in some selected biometric data sets from Australia, China, Portugal, Spain and the US. We are interested in checking the demographic and epidemiological coherence of these data sets because this health indicator is rarely presented when authors build their biometric data sets, nor when they are used to calculate long-term care insurance (LTCI) and life care annuity (LCAs) premiums, nor when they are employed in research articles to estimate the future demand for LTC services in a particular country.Universidad Complutense de Madrid20232023-03-0120232023-03-01technical reporthttp://purl.org/coar/resource_type/c_18ghinfo:eu-repo/semantics/reportapplication/pdfhttps://hdl.handle.net/20.500.14352/4365reponame:Docta Complutenseinstname:Universidad Complutense de Madrid (UCM)Inglésengopen accesshttp://purl.org/coar/access_right/c_abf2info:eu-repo/semantics/openAccessoai:docta.ucm.es:20.500.14352/43652026-06-02T12:44:21Z
dc.title.none.fl_str_mv The implicit (un)healthy life expectancy used for pricing long-term care insurance and life care annuities
title The implicit (un)healthy life expectancy used for pricing long-term care insurance and life care annuities
spellingShingle The implicit (un)healthy life expectancy used for pricing long-term care insurance and life care annuities
Vidal-Meliá, Carlos
G22
G5
I13
J14
J26
Activity limitations
Dependence states
Healthy life expectancy
Life care annuity
Long-term care insurance.
Esperanza de vida
Libre de discapacidad
Estados de dependencia
Limitaciones de la actividad
Renta vitalicia con cobertura de dependencia
Seguro de dependencia.
Salud pública (Medicina)
Seguros
Demografía (Geografía)
3212 Salud Pública
5304.05 Seguros
52 Demografía
title_short The implicit (un)healthy life expectancy used for pricing long-term care insurance and life care annuities
title_full The implicit (un)healthy life expectancy used for pricing long-term care insurance and life care annuities
title_fullStr The implicit (un)healthy life expectancy used for pricing long-term care insurance and life care annuities
title_full_unstemmed The implicit (un)healthy life expectancy used for pricing long-term care insurance and life care annuities
title_sort The implicit (un)healthy life expectancy used for pricing long-term care insurance and life care annuities
dc.creator.none.fl_str_mv Vidal-Meliá, Carlos
Ventura-Marco, Manuel
Garvey, Anne M.
author Vidal-Meliá, Carlos
author_facet Vidal-Meliá, Carlos
Ventura-Marco, Manuel
Garvey, Anne M.
author_role author
author2 Ventura-Marco, Manuel
Garvey, Anne M.
author2_role author
author
dc.contributor.none.fl_str_mv Universidad Complutense de Madrid
dc.subject.none.fl_str_mv G22
G5
I13
J14
J26
Activity limitations
Dependence states
Healthy life expectancy
Life care annuity
Long-term care insurance.
Esperanza de vida
Libre de discapacidad
Estados de dependencia
Limitaciones de la actividad
Renta vitalicia con cobertura de dependencia
Seguro de dependencia.
Salud pública (Medicina)
Seguros
Demografía (Geografía)
3212 Salud Pública
5304.05 Seguros
52 Demografía
topic G22
G5
I13
J14
J26
Activity limitations
Dependence states
Healthy life expectancy
Life care annuity
Long-term care insurance.
Esperanza de vida
Libre de discapacidad
Estados de dependencia
Limitaciones de la actividad
Renta vitalicia con cobertura de dependencia
Seguro de dependencia.
Salud pública (Medicina)
Seguros
Demografía (Geografía)
3212 Salud Pública
5304.05 Seguros
52 Demografía
description This paper examines the implicit healthy life expectancy (HLE) used for actuarial calculations in some selected biometric data sets from Australia, China, Portugal, Spain and the US. We are interested in checking the demographic and epidemiological coherence of these data sets because this health indicator is rarely presented when authors build their biometric data sets, nor when they are used to calculate long-term care insurance (LTCI) and life care annuity (LCAs) premiums, nor when they are employed in research articles to estimate the future demand for LTC services in a particular country.
publishDate 2023
dc.date.none.fl_str_mv 2023
2023-03-01
2023
2023-03-01
dc.type.none.fl_str_mv technical report
http://purl.org/coar/resource_type/c_18gh
dc.type.openaire.fl_str_mv info:eu-repo/semantics/report
format report
dc.identifier.none.fl_str_mv https://hdl.handle.net/20.500.14352/4365
url https://hdl.handle.net/20.500.14352/4365
dc.language.none.fl_str_mv Inglés
eng
language_invalid_str_mv Inglés
language eng
dc.rights.none.fl_str_mv open access
http://purl.org/coar/access_right/c_abf2
dc.rights.openaire.fl_str_mv info:eu-repo/semantics/openAccess
rights_invalid_str_mv open access
http://purl.org/coar/access_right/c_abf2
eu_rights_str_mv openAccess
dc.format.none.fl_str_mv application/pdf
dc.source.none.fl_str_mv reponame:Docta Complutense
instname:Universidad Complutense de Madrid (UCM)
instname_str Universidad Complutense de Madrid (UCM)
reponame_str Docta Complutense
collection Docta Complutense
repository.name.fl_str_mv
repository.mail.fl_str_mv
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score 15.811543