The implicit (un)healthy life expectancy used for pricing long-term care insurance and life care annuities
This paper examines the implicit healthy life expectancy (HLE) used for actuarial calculations in some selected biometric data sets from Australia, China, Portugal, Spain and the US. We are interested in checking the demographic and epidemiological coherence of these data sets because this health in...
| Autores: | , , |
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| Tipo de recurso: | informe técnico |
| Fecha de publicación: | 2023 |
| País: | España |
| Institución: | Universidad Complutense de Madrid (UCM) |
| Repositorio: | Docta Complutense |
| Idioma: | inglés |
| OAI Identifier: | oai:docta.ucm.es:20.500.14352/4365 |
| Acceso en línea: | https://hdl.handle.net/20.500.14352/4365 |
| Access Level: | acceso abierto |
| Palabra clave: | G22 G5 I13 J14 J26 Activity limitations Dependence states Healthy life expectancy Life care annuity Long-term care insurance. Esperanza de vida Libre de discapacidad Estados de dependencia Limitaciones de la actividad Renta vitalicia con cobertura de dependencia Seguro de dependencia. Salud pública (Medicina) Seguros Demografía (Geografía) 3212 Salud Pública 5304.05 Seguros 52 Demografía |
| Sumario: | This paper examines the implicit healthy life expectancy (HLE) used for actuarial calculations in some selected biometric data sets from Australia, China, Portugal, Spain and the US. We are interested in checking the demographic and epidemiological coherence of these data sets because this health indicator is rarely presented when authors build their biometric data sets, nor when they are used to calculate long-term care insurance (LTCI) and life care annuity (LCAs) premiums, nor when they are employed in research articles to estimate the future demand for LTC services in a particular country. |
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