The sustainable practices of multinational banks as drivers of financial inclusion in developing countries
Lack of access to banking generates inequality in the developing world; therefore, financial inclusion is a crucial objective of the Sustainable Development Goals. We investigate the impact of sustainable practices of multinational banks (MNBs) on financial inclusion. A sample of 275 MNBs, 16 develo...
| Autores: | , , |
|---|---|
| Tipo de recurso: | artículo |
| Fecha de publicación: | 2022 |
| País: | España |
| Institución: | Universidad Autónoma de Madrid |
| Repositorio: | Biblos-e Archivo. Repositorio Institucional de la UAM |
| Idioma: | inglés |
| OAI Identifier: | oai:repositorio.uam.es:10486/718998 |
| Acceso en línea: | http://hdl.handle.net/10486/718998 https://dx.doi.org/10.1016/j.frl.2022.103278 |
| Access Level: | acceso abierto |
| Palabra clave: | Financial inclusion Mobile banking Multinational banks Sustainable banking Sustainable development goals Economía |
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The sustainable practices of multinational banks as drivers of financial inclusion in developing countriesÚbeda Mellina, Fernando AndrésMendez, AlvaroForcadell, Francisco JavierFinancial inclusionMobile bankingMultinational banksSustainable bankingSustainable development goalsEconomíaLack of access to banking generates inequality in the developing world; therefore, financial inclusion is a crucial objective of the Sustainable Development Goals. We investigate the impact of sustainable practices of multinational banks (MNBs) on financial inclusion. A sample of 275 MNBs, 16 developing countries, and 16,618 individuals yield robust evidence confirming the positive effect of such practices on financial inclusion. Specifically, we find that as MNBs become sustainable, the use of mobile banking intensifies. This finding is consequential because mobile banking is one of the most powerful means to achieve financial inclusion in the developing worldThe authors acknowledge financial support from the Spanish Ministry of Economy and Competitiveness, Project RTI2018-097,447- B-I00 and PID2020-118064GB-I00 and from the Professorship Excellence Program in accordance with the multi-year agreement signed by the Government of Madrid and the Autonoma University of Madrid (Line #3)Elsevier Ltd20222022-08-24research articlehttp://purl.org/coar/resource_type/c_2df8fbb1VoRhttp://purl.org/coar/version/c_970fb48d4fbd8a85info:eu-repo/semantics/articleapplication/pdfhttp://hdl.handle.net/10486/718998https://dx.doi.org/10.1016/j.frl.2022.103278reponame:Biblos-e Archivo. Repositorio Institucional de la UAMinstname:Universidad Autónoma de MadridInglésengopen accesshttp://purl.org/coar/access_right/c_abf2Attribution 4.0 Internationalhttp://creativecommons.org/licenses/by/4.0/info:eu-repo/semantics/openAccessoai:repositorio.uam.es:10486/7189982026-06-23T12:46:27Z |
| dc.title.none.fl_str_mv |
The sustainable practices of multinational banks as drivers of financial inclusion in developing countries |
| title |
The sustainable practices of multinational banks as drivers of financial inclusion in developing countries |
| spellingShingle |
The sustainable practices of multinational banks as drivers of financial inclusion in developing countries Úbeda Mellina, Fernando Andrés Financial inclusion Mobile banking Multinational banks Sustainable banking Sustainable development goals Economía |
| title_short |
The sustainable practices of multinational banks as drivers of financial inclusion in developing countries |
| title_full |
The sustainable practices of multinational banks as drivers of financial inclusion in developing countries |
| title_fullStr |
The sustainable practices of multinational banks as drivers of financial inclusion in developing countries |
| title_full_unstemmed |
The sustainable practices of multinational banks as drivers of financial inclusion in developing countries |
| title_sort |
The sustainable practices of multinational banks as drivers of financial inclusion in developing countries |
| dc.creator.none.fl_str_mv |
Úbeda Mellina, Fernando Andrés Mendez, Alvaro Forcadell, Francisco Javier |
| author |
Úbeda Mellina, Fernando Andrés |
| author_facet |
Úbeda Mellina, Fernando Andrés Mendez, Alvaro Forcadell, Francisco Javier |
| author_role |
author |
| author2 |
Mendez, Alvaro Forcadell, Francisco Javier |
| author2_role |
author author |
| dc.subject.none.fl_str_mv |
Financial inclusion Mobile banking Multinational banks Sustainable banking Sustainable development goals Economía |
| topic |
Financial inclusion Mobile banking Multinational banks Sustainable banking Sustainable development goals Economía |
| description |
Lack of access to banking generates inequality in the developing world; therefore, financial inclusion is a crucial objective of the Sustainable Development Goals. We investigate the impact of sustainable practices of multinational banks (MNBs) on financial inclusion. A sample of 275 MNBs, 16 developing countries, and 16,618 individuals yield robust evidence confirming the positive effect of such practices on financial inclusion. Specifically, we find that as MNBs become sustainable, the use of mobile banking intensifies. This finding is consequential because mobile banking is one of the most powerful means to achieve financial inclusion in the developing world |
| publishDate |
2022 |
| dc.date.none.fl_str_mv |
2022 2022-08-24 |
| dc.type.none.fl_str_mv |
research article http://purl.org/coar/resource_type/c_2df8fbb1 VoR http://purl.org/coar/version/c_970fb48d4fbd8a85 |
| dc.type.openaire.fl_str_mv |
info:eu-repo/semantics/article |
| format |
article |
| dc.identifier.none.fl_str_mv |
http://hdl.handle.net/10486/718998 https://dx.doi.org/10.1016/j.frl.2022.103278 |
| url |
http://hdl.handle.net/10486/718998 https://dx.doi.org/10.1016/j.frl.2022.103278 |
| dc.language.none.fl_str_mv |
Inglés eng |
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Inglés |
| language |
eng |
| dc.rights.none.fl_str_mv |
open access http://purl.org/coar/access_right/c_abf2 Attribution 4.0 International http://creativecommons.org/licenses/by/4.0/ |
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info:eu-repo/semantics/openAccess |
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open access http://purl.org/coar/access_right/c_abf2 Attribution 4.0 International http://creativecommons.org/licenses/by/4.0/ |
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openAccess |
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application/pdf |
| dc.publisher.none.fl_str_mv |
Elsevier Ltd |
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Elsevier Ltd |
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reponame:Biblos-e Archivo. Repositorio Institucional de la UAM instname:Universidad Autónoma de Madrid |
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Universidad Autónoma de Madrid |
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Biblos-e Archivo. Repositorio Institucional de la UAM |
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Biblos-e Archivo. Repositorio Institucional de la UAM |
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15,811543 |