The sustainable practices of multinational banks as drivers of financial inclusion in developing countries

Lack of access to banking generates inequality in the developing world; therefore, financial inclusion is a crucial objective of the Sustainable Development Goals. We investigate the impact of sustainable practices of multinational banks (MNBs) on financial inclusion. A sample of 275 MNBs, 16 develo...

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Detalles Bibliográficos
Autores: Úbeda Mellina, Fernando Andrés, Mendez, Alvaro, Forcadell, Francisco Javier
Tipo de recurso: artículo
Fecha de publicación:2022
País:España
Institución:Universidad Autónoma de Madrid
Repositorio:Biblos-e Archivo. Repositorio Institucional de la UAM
Idioma:inglés
OAI Identifier:oai:repositorio.uam.es:10486/718998
Acceso en línea:http://hdl.handle.net/10486/718998
https://dx.doi.org/10.1016/j.frl.2022.103278
Access Level:acceso abierto
Palabra clave:Financial inclusion
Mobile banking
Multinational banks
Sustainable banking
Sustainable development goals
Economía
Descripción
Sumario:Lack of access to banking generates inequality in the developing world; therefore, financial inclusion is a crucial objective of the Sustainable Development Goals. We investigate the impact of sustainable practices of multinational banks (MNBs) on financial inclusion. A sample of 275 MNBs, 16 developing countries, and 16,618 individuals yield robust evidence confirming the positive effect of such practices on financial inclusion. Specifically, we find that as MNBs become sustainable, the use of mobile banking intensifies. This finding is consequential because mobile banking is one of the most powerful means to achieve financial inclusion in the developing world