Continuous-time optimal pension indexing in pay-as-you-go systems

An aging population and the economic crisis have placed pay-as-you-go pension systems in need of mechanisms to ensure their financial stability. In this article, we consider optimal indexing of pensions as an instrument to cope with the financial imbalances typically found in these systems. Using dy...

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Detalles Bibliográficos
Autor: Roch, Oriol
Tipo de recurso: artículo
Estado:Versión publicada
Fecha de publicación:2022
País:España
Institución:Universidad de Barcelona
Repositorio:Dipòsit Digital de la UB
OAI Identifier:oai:diposit.ub.edu:2445/191079
Acceso en línea:https://hdl.handle.net/2445/191079
Access Level:acceso abierto
Palabra clave:Envelliment de la població
Crisi monetària
Pensions a la vellesa
Population aging
Currency crises
Old age pensions
Descripción
Sumario:An aging population and the economic crisis have placed pay-as-you-go pension systems in need of mechanisms to ensure their financial stability. In this article, we consider optimal indexing of pensions as an instrument to cope with the financial imbalances typically found in these systems. Using dynamic programming techniques in a stochastic continuous-time framework, we compute the optimal pension index and portfolio strategy that best target indexing and liquidity objectives determined by the government. A numerical example is provided to illustrate the results.