Essays in financial economics

This dissertation studies financial technology adoption, learning from financial information, and inter-temporal decisions. It contains three chapters. Chapter one examines the impact of bank branch closures on fintech adoption. I find that branch closures lead to a persistent increase in fintech le...

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Detalles Bibliográficos
Autor: Gisbert i Rodríguez, Josep
Tipo de recurso: tesis doctoral
Estado:Versión publicada
Fecha de publicación:2022
País:España
Institución:CBUC, CESCA
Repositorio:TDR. Tesis Doctorales en Red
OAI Identifier:oai:www.tdx.cat:10803/675936
Acceso en línea:http://hdl.handle.net/10803/675936
Access Level:acceso abierto
Palabra clave:Financial technology
Tecnologia financera
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Descripción
Sumario:This dissertation studies financial technology adoption, learning from financial information, and inter-temporal decisions. It contains three chapters. Chapter one examines the impact of bank branch closures on fintech adoption. I find that branch closures lead to a persistent increase in fintech lending. Chapter two investigates the effect of feedback on learning from financial information. The results suggest that investors are more accurate in their learning when investors are in a setting in which they have access to financial information because of endogenous choice. Chapter three studies the effect of mindfulness on inter-temporal decisions. Results show that mindfulness does not affect inter-temporal decisions.