Fraude online vs. offline: factores predictores de victimización y su impacto
Fraud is one of the archetypal crimes that founded the ‘old wine in new bottles’ cybercrime debate. However, it also constitutes an issue whose impacts are still often misunderstood or underestimated. In order to add to the debate and highlight the consequences suffered by fraud victims in the digit...
| Autores: | , |
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| Tipo de recurso: | artículo |
| Estado: | Versión publicada |
| Fecha de publicación: | 2020 |
| País: | España |
| Institución: | Varias* (Consorci de Biblioteques Universitáries de Catalunya, Centre de Serveis Científics i Acadèmics de Catalunya) |
| Repositorio: | Recercat. Dipósit de la Recerca de Catalunya |
| OAI Identifier: | oai:recercat.cat:10256/17693 |
| Acceso en línea: | http://hdl.handle.net/10256/17693 |
| Access Level: | acceso abierto |
| Palabra clave: | Frau Fraud Delictes informàtics Computer crimes |
| Sumario: | Fraud is one of the archetypal crimes that founded the ‘old wine in new bottles’ cybercrime debate. However, it also constitutes an issue whose impacts are still often misunderstood or underestimated. In order to add to the debate and highlight the consequences suffered by fraud victims in the digital-era, this study preforms a series of regression models to analyse the differences in determinants of online and offline fraud and the factors associated with increased financial and psychological impacts as well as annoyance. This is carried out using data on fraud victims from 2 editions (2015 and 2017) of the Catalan Public Security Survey (n = 1177). The findings show that online fraud victims are younger and have a higher education level. Regarding impact, few significant determinants of financial losses are found, but annoyance and psychological consequences are higher in offline fraud and can be influenced by variables such as the victim’s sex, financial situation or opinion regarding safety in their local area. Interestingly, despite the consequences being lower, online fraud is more likely to be considered a crime by the victim. Finally, the implications for policy and practice are discussed |
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