Estrategias de cobranzas para la recuperación de cartera en la Jefatura de Cartera y Agencias de la Empresa Eléctrica Provincial Cotopaxi S.A.

Portfolio recovery is important because it allows to eliminate the risk of corporate bankruptcy due to lack of timely collection of credits granted. The main objective of this research was to design collection strategies that contribute to the recovery of overdue portfolio in the Portfolio Headquart...

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Detalles Bibliográficos
Autor: Catota Oleas, Virginia Elizabeth
Tipo de recurso: tesis de maestría
Estado:Versión publicada
Fecha de publicación:2022
País:Ecuador
Institución:Universidad Técnica de Cotopaxi
Repositorio:Repositorio Universidad Técnica de Cotopaxi
Idioma:español
OAI Identifier:oai:oai:repositorio.utc.edu.ec:27000:27000/8390
Acceso en línea:http://repositorio.utc.edu.ec/handle/27000/8390
Access Level:acceso abierto
Palabra clave:GESTIÓN DE COBRANZAS
ELEPCO
CARTERA VENCIDA
ESTRATEGIAS DE COBRANZA
ADMINISTRACIÓN
Descripción
Sumario:Portfolio recovery is important because it allows to eliminate the risk of corporate bankruptcy due to lack of timely collection of credits granted. The main objective of this research was to design collection strategies that contribute to the recovery of overdue portfolio in the Portfolio Headquarters and Agencies of the Electric Company of the Province of Cotopaxi, an inductive-deductive approach was used to know the object of study, analytical synthetic to identify the problem of study and the logical historical method to determine the trajectory of events and their operation, the field research was carried out through observation, interview and survey, while the bibliographical research through documentary review. It was found that during the COVID 19 pandemic, despite the fact that more than 50% of clients had delays in electricity bill payments, 87% of them did not receive any reminder for pending payments; the main reason for not having made their payments on time was due to lack of employment.