FINANCIAL PLANNING FOR RETIREMENT: A STUDY WITH STUDENTS FROM THE FEDERAL UNIVERSITY OF ALFENAS – CAMPUS VARGINHA-MG

Brazilian life expectancy is increasing, and financial planning for retirement is essential if we are to grow old with peace of mind. The aim of this study was to identify the behavior and perception of undergraduate students in relation to personal financial planning for retirement. The target audi...

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Detalhes bibliográficos
Autores: da Costa Silva, Daniela, Papandrea, Pedro Jose, de Souza Moreira, Vinicius
Formato: artículo
Estado:Versión publicada
Fecha de publicación:2023
País:Brasil
Recursos:Centro Universitário Christus (Unichristus)
Repositorio:Revista Gestão em Análise (Online)
Idioma:portugués
OAI Identifier:oai:ojs.emnuvens.com.br:article/4800
Acesso em linha:https://periodicos.unichristus.edu.br/gestao/article/view/4800
Access Level:acceso abierto
Palavra-chave:planejamento financeiro para aposentadoria
aposentadoria
planejamento previdenciário
previdência
financial planning for retirement
retirement
pension planning
pensions
Descrição
Resumo:Brazilian life expectancy is increasing, and financial planning for retirement is essential if we are to grow old with peace of mind. The aim of this study was to identify the behavior and perception of undergraduate students in relation to personal financial planning for retirement. The target audience was undergraduate students at the Federal University of Alfenas (UNIFAL - MG) - Campus Varginha-MG. To this end, a quantitative and descriptive survey was carried out in the second semester of 2022, with the voluntary participation of 179 students. The main results were that the students recognize the importance of financial planning for retirement and have knowledge about the Brazilian pension system, but most do not feel confident with this knowledge. Finally, it was found that more than half of the sample does not carry out pension planning due to lack of knowledge or resources, and, of these, the majority intend to start financially planning their retirement.