Performance of microcredit banks: the offering process in the credit agents perspective

This paper aimed to describe the microcredit supply processes from three different institutions (a state development bank and two public banks), located in a small municipality of Mato Grosso State. Data were collected through open interviews. We conducted a qualitative analysis of the data, using c...

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Bibliographic Details
Authors: Souza, Paulo Augusto Ramalho de, Silva, Viviana Gonçalves da, Costa, Sandro Ribeiro da
Format: article
Status:Published version
Publication Date:2017
Country:Brasil
Institution:Universidade Estadual de Maringá (UEM)
Repository:Acta Scientiarum. Human and Social Sciences (Online)
Language:English
OAI Identifier:oai:periodicos.uem.br/ojs:article/31976
Online Access:http://www.periodicos.uem.br/ojs/index.php/ActaSciHumanSocSci/article/view/31976
Access Level:Open access
Keyword:microcredit
performance
microcredit agents
microcredit bank.
Description
Summary:This paper aimed to describe the microcredit supply processes from three different institutions (a state development bank and two public banks), located in a small municipality of Mato Grosso State. Data were collected through open interviews. We conducted a qualitative analysis of the data, using content analysis technique. Our results show that the process of microcredit supply of 03 institutions have simulators and have no relevant differences compared to traditional credit decision.