Customer Retention in a Financial Institution in the Serra Gaúcha Viticulture Segment

This research sought to understand customer retention in the viticulture segment in a financial institution in the context of Serra Gaúcha, the largest grape production center in Brazil, with a representative customer base in agribusiness financing. Finding the source of this evasion and enhancing c...

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Detalles Bibliográficos
Autores: Sehn, Ricardo Luis, Milan, Gabriel Sperandio, Eberle, Luciene, Machado, Marcelo André, Brambilla, Flávio Régio
Tipo de recurso: artículo
Estado:Versión publicada
Fecha de publicación:2022
País:Brasil
Institución:Universidade Regional do Noroeste do Estado do Rio Grande do Sul (UNIJUI)
Repositorio:Desenvolvimento em Questão
Idioma:portugués
OAI Identifier:oai:ojs.revistas.unijui.edu.br:article/12485
Acceso en línea:https://www.revistas.unijui.edu.br/index.php/desenvolvimentoemquestao/article/view/12485
Access Level:acceso abierto
Palabra clave:Service quality
Service operations
Customer satisfaction
Customer retention
Bank services
Viticulture
Qualidade em serviços
Operações em serviços
Satisfação de clientes
Retenção de clientes
Serviços bancários
Viticultura
Descripción
Sumario:This research sought to understand customer retention in the viticulture segment in a financial institution in the context of Serra Gaúcha, the largest grape production center in Brazil, with a representative customer base in agribusiness financing. Finding the source of this evasion and enhancing customer retention in this segment, therefore, was the focus of the research. To this end, a qualitative research of an exploratory nature was carried out, operationalized through the technique of individual interviews in depth, with a semi-structured approach, by means the application of Basic Question Routes for fifteen interviewees (six customers with active costs, six customers without active costs and three General Managers of the Financial Institution). After analyzing the results, a focus group was held with the three General Managers, presenting the results for their validation. As results, a set of factors was evidenced that led to the loss of customers. Engineering problems with regard to products and/or services, difficulties in the operation or provision of services with an impact on customer satisfaction, relationship and customer retention or loyalty; excessive product focus to the detriment of customers and the use of a national strategy creating disadvantage compared to competing institutions with regional operations are some of the findings of the study.