FINANCIAL SYSTEM CREDITS TO THE PRIVATE SECTOR AND CREDIT MARKET REGULATION IN PERU

The objective of the research is to explain why the freedom in the credit market positively affects the loans of the financial system to the private sector in Peru, generating an increase in the stock of loans to the private sector. Based on this objective, a descriptive and inferential analysis was...

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Detalhes bibliográficos
Autor: Rodriguez Cairo, Vladimir
Formato: artículo
Estado:Versión publicada
Fecha de publicación:2017
País:Perú
Recursos:Universidad Nacional Mayor de San Marcos
Repositorio:Revistas - Universidad Nacional Mayor de San Marcos
Idioma:español
OAI Identifier:oai:revistasinvestigacion.unmsm.edu.pe:article/13798
Acesso em linha:https://revistasinvestigacion.unmsm.edu.pe/index.php/quipu/article/view/13798
Access Level:acceso abierto
Palavra-chave:Stock
loans
financial system
private sector
regulation
market
market freedom
créditos
Sistema financiero
sector privado
regulación
mercado
libertad de mercado
Descrição
Resumo:The objective of the research is to explain why the freedom in the credit market positively affects the loans of the financial system to the private sector in Peru, generating an increase in the stock of loans to the private sector. Based on this objective, a descriptive and inferential analysis was performed on the relationship between the variables. Thus, the main results were that the freedom in the market of credits as a component of the regulation of the market of credits, influenced in the stock of credits of the financial system to the private sector of the country. In this way, it was concluded that the freedom in the credit market favors the stock of credits and, consequently, contributes to deepening the financial system. However, greater freedom in the credit market is an essential aspect of increasing credits to the private sector, but it is not the only element.