Capitalization of Interes

The accumulation of interest on an outstanding debt plus the interest accrued on the loan, better referred to as interest capitalization or anatocism, is a controversial issue in both comparative and national law. History has dealt with this issue, prohibiting it in most cases due to the burdensome...

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Detalles Bibliográficos
Autor: Vidal Ramírez, Fernando
Tipo de recurso: artículo
Estado:Versión publicada
Fecha de publicación:1968
País:Perú
Institución:Pontificia Universidad Católica del Perú
Repositorio:Revistas - Pontificia Universidad Católica del Perú
Idioma:español
OAI Identifier:oai:ojs.pkp.sfu.ca:article/12846
Acceso en línea:http://revistas.pucp.edu.pe/index.php/derechopucp/article/view/12846
Access Level:acceso abierto
Palabra clave:Capitalization of interest
anatocism
interest
Commercial Code
usury
onerosity
civil law
Capitalización de intereses
anatocismo
intereses
Código de comercio
usura
onerosidad
derecho civil
Descripción
Sumario:The accumulation of interest on an outstanding debt plus the interest accrued on the loan, better referred to as interest capitalization or anatocism, is a controversial issue in both comparative and national law. History has dealt with this issue, prohibiting it in most cases due to the burdensome and harmful consequences for the debtor; however, the new legal systems, under the influence of the Code Napoléon, have included anatocism in their legislation, but always under certain restrictions. In the Peruvian context, anatocism was regulated, later prohibited, and reintroduced. However, the regulations could not specify whether the restrictions imposed on the capitalization of interest also applied to the rest of the contracts, since they limited their application only to a limited number of contracts. In this context, this article aims to determine whether the capitalization of interest is lawful and whether the legal restrictions imposed on it are applicable to other types of contracts in the Peruvian legal system.