DECAPITALIZATION OF THE EFFECTIVE RATES TO CALCULATE SIMPLE INTEREST

The nominal interest rates is normally used to cal-culate simple and compound interest rates (under some assumptions or conditions). In contrast, the effective rate used to calculate simple interest is not usual. However, in Peru used to calculate labor legal interest; then the problem is decapitali...

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Detalles Bibliográficos
Autores: Avelino Sánchez, Esteban Marino, Cerna Maguiña, Héctor Félix
Tipo de recurso: artículo
Estado:Versión publicada
Fecha de publicación:2014
País:Perú
Institución:Universidad Nacional Mayor de San Marcos
Repositorio:Revistas - Universidad Nacional Mayor de San Marcos
Idioma:español
OAI Identifier:oai:revistasinvestigacion.unmsm.edu.pe:article/10063
Acceso en línea:https://revistasinvestigacion.unmsm.edu.pe/index.php/quipu/article/view/10063
Access Level:acceso abierto
Palabra clave:Simple Interest
capitalization of the effective rate
effective rates
legal interest works
cumulative factor
Interés simple
descapitalización de la tasa efectiva
tasas efectivas
interés legal laboral
factor acumulado
Descripción
Sumario:The nominal interest rates is normally used to cal-culate simple and compound interest rates (under some assumptions or conditions). In contrast, the effective rate used to calculate simple interest is not usual. However, in Peru used to calculate labor legal interest; then the problem is decapitalize the effecti-ve rate of legal interest, as their accumulated factor, through experiments in Excel, note the properties of the strengthening and establishment, and analyzing the results, which confirmed our a presumption, the possibility to calculate the average cumulative factor built with the effective interest rate of any period to calculate simple interest daily factor, which has been shown in research work in 2013, entitled “financial Mathematics with Applications in Excel “and now embodied in this article.