Volatilidad de tipo de cambio y dolarización de empresas bancarias del sistema financiero peruano, 2012 - 2018

The dollarization of the banking companies of the financial system have strong implications in the development and decision making of these to generate “mismatches” both currencies and terms, having incidence in the administration, planning, cost management, risk and others that finally affects the...

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Detalhes bibliográficos
Autor: Yauri Lozano, Emerson
Formato: artículo
Estado:Versión publicada
Fecha de publicación:2020
País:Perú
Recursos:Universidad Nacional Mayor de San Marcos
Repositorio:Revistas - Universidad Nacional Mayor de San Marcos
Idioma:español
OAI Identifier:oai:revistasinvestigacion.unmsm.edu.pe:article/19128
Acesso em linha:https://revistasinvestigacion.unmsm.edu.pe/index.php/administrativas/article/view/19128
Access Level:acceso abierto
Palavra-chave:Volatility of the exchange rate
dollarization
dollarization of credits
dollarization of deposits
Volatilidad del tipo de cambio
dolarización
dolarización de créditos
dolarización de depósitos
Descrição
Resumo:The dollarization of the banking companies of the financial system have strong implications in the development and decision making of these to generate “mismatches” both currencies and terms, having incidence in the administration, planning, cost management, risk and others that finally affects the economic financial results of these companies. There are many causes that explain dollarization in banking companies. According to the seen in many countries, mainly developing countries and small economies, the volatility of the exchange rate has played an important role in the behavior of dollarization. The main results of the study are: the volatility of the exchange rate significantly influences the dollarization of the banking companies of the Peruvian financial system during the period 2012-2018; In turn, it significantly affects the dollarization of credits and dollarization of deposits.