Elements of governance and survival of Community-Based Savings groups in Mexico: a leaders’ perspective

Community-Based Savings Groups (GAC by its Spanish acronym) are financial institutions created and run by their members, based on the principles of collective action and supported by a facilitating agency. The objective of this study was to understand the role of board members in the survival or dis...

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Detalles Bibliográficos
Autores: Remilien, Emmanuel, Valtierra Pacheco, Esteban, Vivar Miranda, Rufino, Pérez Hernández, Luz María, Servín Juárez, Roselia
Tipo de recurso: artículo
Estado:Versión publicada
Fecha de publicación:2025
País:México
Institución:UNIVERSIDAD AUTÓNOMA CHAPINGO
Repositorio:Textual
Idioma:español
OAI Identifier:oai:ojs2.revistas.chapingo.mx:article/1172
Acceso en línea:https://revistas.chapingo.mx/textual/article/view/1172
Access Level:acceso abierto
Palabra clave:Acción colectiva
arreglo institucional
capital social
capital humano
Collective action
institutional arrangement
human capital
social capital
Descripción
Sumario:Community-Based Savings Groups (GAC by its Spanish acronym) are financial institutions created and run by their members, based on the principles of collective action and supported by a facilitating agency. The objective of this study was to understand the role of board members in the survival or dissolution of GACs. 18 GAC directors located in four regions of Mexico were interviewed. The results indicate that GACs remain operational because of managers’ ability to promote member participation, compliance with rules, and conflict resolution strategies. GACs desintegrate when leaders do not share information with members; conversely, if information is shared, GACs remain operational and new ones may emerge. Small GACs are better at sharing information. GACs not only serve as financial intermediaries but