Am I riskier if I rescue my banks? Beyond the effects of bailouts

We examine the relationship between bank bailouts and sovereign risk in 35 countries and 19 bailouts from 2005 to 2015. Bailouts negatively affect sovereign ratings, with rating agencies consistently perceiving higher risk when a country’s banking system has been rescued (risk-increasing effect). Th...

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Detalles Bibliográficos
Autores: Cuadros-Solas, Pedro J., Salvador, Carlos, Suárez Suárez, Nuria
Tipo de recurso: artículo
Fecha de publicación:2021
País:España
Institución:Universidad Autónoma de Madrid
Repositorio:Biblos-e Archivo. Repositorio Institucional de la UAM
Idioma:inglés
OAI Identifier:oai:repositorio.uam.es:10486/721033
Acceso en línea:http://hdl.handle.net/10486/721033
https://dx.doi.org/10.1016/j.jfs.2021.100935
Access Level:acceso abierto
Palabra clave:Bank bailouts
Banking sector
Public debt
Sovereign ratings
Sovereign risk
Economía
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spelling Am I riskier if I rescue my banks? Beyond the effects of bailoutsCuadros-Solas, Pedro J.Salvador, CarlosSuárez Suárez, NuriaBank bailoutsBanking sectorPublic debtSovereign ratingsSovereign riskEconomíaWe examine the relationship between bank bailouts and sovereign risk in 35 countries and 19 bailouts from 2005 to 2015. Bailouts negatively affect sovereign ratings, with rating agencies consistently perceiving higher risk when a country’s banking system has been rescued (risk-increasing effect). The increase in public debt as a result of the bank bailouts is the main mechanism through which the risk-increasing effect occurs. Moreover, financial soundness and banking market structure shape the impact of bailouts on sovereign risk. In particular, proactiveness in undertaking public bailouts for banking systems that are largely distressed – that is, risky and low profitable – and highly concentrated seems to lead to smaller increases in sovereign risk. However, the strength of the connection between the public sector and the banking system neither moderates nor magnifies the impact of bailouts. Furthermore, rating dynamics (duration, momentum, and timing) reinforce the importance and duration of the effect of bailouts on sovereign ratings. The results are robust to endogeneity concerns, sample selection bias and several robustness testsFinancial support from the Spanish Ministry of Science, Innovation and University, Project PGC2018-099415-B-I00. Carlos Salvador acknowledges the financial support from Consellería d′Innovaci´ o, Universitats, Ci` encia i Societat Digital de la Generalitat Valenciana (AICO/2020/217). Nuria Su´ arez acknowledges financial support from the Spanish Ministry of Economy and Competitiveness, Projects ECO2017-85356-P and PID2020-118064GB-I00, and from the Professorship Excellence Program in accordance with the multi-year agreement signed by the Government of Madrid and the Autonoma University of Madrid (Line #3)ElsevierDepartamento de Financiación e Investigación ComercialFacultad de Ciencias Económicas y Empresariales20212021-08-26research articlehttp://purl.org/coar/resource_type/c_2df8fbb1AMhttp://purl.org/coar/version/c_ab4af688f83e57aainfo:eu-repo/semantics/articleapplication/pdfhttp://hdl.handle.net/10486/721033https://dx.doi.org/10.1016/j.jfs.2021.100935reponame:Biblos-e Archivo. Repositorio Institucional de la UAMinstname:Universidad Autónoma de MadridInglésengopen accesshttp://purl.org/coar/access_right/c_abf2Attribution-NonCommercial-NoDerivatives 4.0 Internationalhttp://creativecommons.org/licenses/by-nc-nd/4.0/info:eu-repo/semantics/openAccessoai:repositorio.uam.es:10486/7210332026-06-23T12:46:27Z
dc.title.none.fl_str_mv Am I riskier if I rescue my banks? Beyond the effects of bailouts
title Am I riskier if I rescue my banks? Beyond the effects of bailouts
spellingShingle Am I riskier if I rescue my banks? Beyond the effects of bailouts
Cuadros-Solas, Pedro J.
Bank bailouts
Banking sector
Public debt
Sovereign ratings
Sovereign risk
Economía
title_short Am I riskier if I rescue my banks? Beyond the effects of bailouts
title_full Am I riskier if I rescue my banks? Beyond the effects of bailouts
title_fullStr Am I riskier if I rescue my banks? Beyond the effects of bailouts
title_full_unstemmed Am I riskier if I rescue my banks? Beyond the effects of bailouts
title_sort Am I riskier if I rescue my banks? Beyond the effects of bailouts
dc.creator.none.fl_str_mv Cuadros-Solas, Pedro J.
Salvador, Carlos
Suárez Suárez, Nuria
author Cuadros-Solas, Pedro J.
author_facet Cuadros-Solas, Pedro J.
Salvador, Carlos
Suárez Suárez, Nuria
author_role author
author2 Salvador, Carlos
Suárez Suárez, Nuria
author2_role author
author
dc.contributor.none.fl_str_mv Departamento de Financiación e Investigación Comercial
Facultad de Ciencias Económicas y Empresariales
dc.subject.none.fl_str_mv Bank bailouts
Banking sector
Public debt
Sovereign ratings
Sovereign risk
Economía
topic Bank bailouts
Banking sector
Public debt
Sovereign ratings
Sovereign risk
Economía
description We examine the relationship between bank bailouts and sovereign risk in 35 countries and 19 bailouts from 2005 to 2015. Bailouts negatively affect sovereign ratings, with rating agencies consistently perceiving higher risk when a country’s banking system has been rescued (risk-increasing effect). The increase in public debt as a result of the bank bailouts is the main mechanism through which the risk-increasing effect occurs. Moreover, financial soundness and banking market structure shape the impact of bailouts on sovereign risk. In particular, proactiveness in undertaking public bailouts for banking systems that are largely distressed – that is, risky and low profitable – and highly concentrated seems to lead to smaller increases in sovereign risk. However, the strength of the connection between the public sector and the banking system neither moderates nor magnifies the impact of bailouts. Furthermore, rating dynamics (duration, momentum, and timing) reinforce the importance and duration of the effect of bailouts on sovereign ratings. The results are robust to endogeneity concerns, sample selection bias and several robustness tests
publishDate 2021
dc.date.none.fl_str_mv 2021
2021-08-26
dc.type.none.fl_str_mv research article
http://purl.org/coar/resource_type/c_2df8fbb1
AM
http://purl.org/coar/version/c_ab4af688f83e57aa
dc.type.openaire.fl_str_mv info:eu-repo/semantics/article
format article
dc.identifier.none.fl_str_mv http://hdl.handle.net/10486/721033
https://dx.doi.org/10.1016/j.jfs.2021.100935
url http://hdl.handle.net/10486/721033
https://dx.doi.org/10.1016/j.jfs.2021.100935
dc.language.none.fl_str_mv Inglés
eng
language_invalid_str_mv Inglés
language eng
dc.rights.none.fl_str_mv open access
http://purl.org/coar/access_right/c_abf2
Attribution-NonCommercial-NoDerivatives 4.0 International
http://creativecommons.org/licenses/by-nc-nd/4.0/
dc.rights.openaire.fl_str_mv info:eu-repo/semantics/openAccess
rights_invalid_str_mv open access
http://purl.org/coar/access_right/c_abf2
Attribution-NonCommercial-NoDerivatives 4.0 International
http://creativecommons.org/licenses/by-nc-nd/4.0/
eu_rights_str_mv openAccess
dc.format.none.fl_str_mv application/pdf
dc.publisher.none.fl_str_mv Elsevier
publisher.none.fl_str_mv Elsevier
dc.source.none.fl_str_mv reponame:Biblos-e Archivo. Repositorio Institucional de la UAM
instname:Universidad Autónoma de Madrid
instname_str Universidad Autónoma de Madrid
reponame_str Biblos-e Archivo. Repositorio Institucional de la UAM
collection Biblos-e Archivo. Repositorio Institucional de la UAM
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