Recent developments in financing and bank lending to the non-financial privante sector

Artículo de revista

Detalles Bibliográficos
Autores: Alves, Pana, Arrizabalaga, Fabián, Delgado, Javier, Galán, Jorge E., Pérez Asenjo, Eduardo, Pérez Montes, Carlos, Trucharte, Carlos
Tipo de recurso: artículo
Fecha de publicación:2021
País:España
Institución:Banco de España
Repositorio:Repositorio Institucional del Banco de España
OAI Identifier:oai:repositorio.bde.es:123456789/14751
Acceso en línea:https://repositorio.bde.es/handle/123456789/14751
Access Level:acceso abierto
Palabra clave:Financing
Lending
Households
Non-financial corporations
Deposit institutions
Non-performing loans ratio
Public guarantees
Moratoria
Financial analysis
Economic situation
Regulación y supervisión de instituciones financieras
Teoría monetaría
Financiación de la empresa
Instituciones crediticias de depósito
E44
E51
G21
G23
G28
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repository_id_str
spelling Recent developments in financing and bank lending to the non-financial privante sectorAlves, PanaArrizabalaga, FabiánDelgado, JavierGalán, Jorge E.Pérez Asenjo, EduardoPérez Montes, CarlosTrucharte, CarlosFinancingLendingHouseholdsNon-financial corporationsDeposit institutionsNon-performing loans ratioPublic guaranteesMoratoriaFinancial analysisEconomic situationRegulación y supervisión de instituciones financierasTeoría monetaríaFinanciación de la empresaInstituciones crediticias de depósitoE44E51G21G23G28Artículo de revistaFinancing conditions for households and businesses have remained accommodating in the second half of 2020, assisted by the support measures introduced by the economic and monetary authorities to contend with the fallout of the COVID-19 pandemic. However, there are signs of some tightening in credit standards, linked to financial institutions’ increased risk concerns. The recovery in economic activity since the summer has favoured a more dynamic flow of credit to individuals, while, after the large volume of financing granted to productive activities over the spring, new lending to this sector declined significantly. The strong negative impact of the COVID-19 pandemic on economic activity did not filter through in any significant way into the quality of deposit institutions’ private sector credit portfolio until 2020 Q3. Although the decline in non-performing loans observed in previous years generally slowed across portfolios in 2020, and despite the pick-up in specific portfolios, such as those relating to consumer credit, total non-performing loans have continued to decline on a year-on-year basis. Growth in the volume of public guarantees for lending to business eased in the second half of the year and the volume of credit subject to non-expired moratoria, which is concentrated mostly in banking association schemes, stabilised.Banco de EspañaMadrid : Banco de España, 20212021info:eu-repo/semantics/articleapplication/pdfhttps://repositorio.bde.es/handle/123456789/14751reponame:Repositorio Institucional del Banco de Españainstname:Banco de EspañaInglésEconomic Bulletin / Banco de España, 1/2021Versión en español 123456789/14712info:eu-repo/semantics/openAccessoai:repositorio.bde.es:123456789/147512026-06-20T12:44:27Z
dc.title.none.fl_str_mv Recent developments in financing and bank lending to the non-financial privante sector
title Recent developments in financing and bank lending to the non-financial privante sector
spellingShingle Recent developments in financing and bank lending to the non-financial privante sector
Alves, Pana
Financing
Lending
Households
Non-financial corporations
Deposit institutions
Non-performing loans ratio
Public guarantees
Moratoria
Financial analysis
Economic situation
Regulación y supervisión de instituciones financieras
Teoría monetaría
Financiación de la empresa
Instituciones crediticias de depósito
E44
E51
G21
G23
G28
title_short Recent developments in financing and bank lending to the non-financial privante sector
title_full Recent developments in financing and bank lending to the non-financial privante sector
title_fullStr Recent developments in financing and bank lending to the non-financial privante sector
title_full_unstemmed Recent developments in financing and bank lending to the non-financial privante sector
title_sort Recent developments in financing and bank lending to the non-financial privante sector
dc.creator.none.fl_str_mv Alves, Pana
Arrizabalaga, Fabián
Delgado, Javier
Galán, Jorge E.
Pérez Asenjo, Eduardo
Pérez Montes, Carlos
Trucharte, Carlos
author Alves, Pana
author_facet Alves, Pana
Arrizabalaga, Fabián
Delgado, Javier
Galán, Jorge E.
Pérez Asenjo, Eduardo
Pérez Montes, Carlos
Trucharte, Carlos
author_role author
author2 Arrizabalaga, Fabián
Delgado, Javier
Galán, Jorge E.
Pérez Asenjo, Eduardo
Pérez Montes, Carlos
Trucharte, Carlos
author2_role author
author
author
author
author
author
dc.subject.none.fl_str_mv Financing
Lending
Households
Non-financial corporations
Deposit institutions
Non-performing loans ratio
Public guarantees
Moratoria
Financial analysis
Economic situation
Regulación y supervisión de instituciones financieras
Teoría monetaría
Financiación de la empresa
Instituciones crediticias de depósito
E44
E51
G21
G23
G28
topic Financing
Lending
Households
Non-financial corporations
Deposit institutions
Non-performing loans ratio
Public guarantees
Moratoria
Financial analysis
Economic situation
Regulación y supervisión de instituciones financieras
Teoría monetaría
Financiación de la empresa
Instituciones crediticias de depósito
E44
E51
G21
G23
G28
description Artículo de revista
publishDate 2021
dc.date.none.fl_str_mv 2021
dc.type.none.fl_str_mv info:eu-repo/semantics/article
format article
dc.identifier.none.fl_str_mv https://repositorio.bde.es/handle/123456789/14751
url https://repositorio.bde.es/handle/123456789/14751
dc.language.none.fl_str_mv Inglés
language_invalid_str_mv Inglés
dc.relation.none.fl_str_mv Economic Bulletin / Banco de España, 1/2021
Versión en español 123456789/14712
dc.rights.none.fl_str_mv info:eu-repo/semantics/openAccess
eu_rights_str_mv openAccess
dc.format.none.fl_str_mv application/pdf
dc.publisher.none.fl_str_mv Banco de España
Madrid : Banco de España, 2021
publisher.none.fl_str_mv Banco de España
Madrid : Banco de España, 2021
dc.source.none.fl_str_mv reponame:Repositorio Institucional del Banco de España
instname:Banco de España
instname_str Banco de España
reponame_str Repositorio Institucional del Banco de España
collection Repositorio Institucional del Banco de España
repository.name.fl_str_mv
repository.mail.fl_str_mv
_version_ 1869425208762302464
score 15.300719

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