Are women's entrepreneurial intentions and motivations influenced by financial skills?

Purpose - This study aims to determine the contribution of financial skills to entrepreneurial intentions among women involved in university education. Design/methodology/approach - Clustering and logistic regression analyses were used to infer the determinants and motivators of entrepreneurial inte...

Descripción completa

Detalles Bibliográficos
Autores: Llados-Masllorens, Josep, Ruiz-Dotras, Elisabet
Tipo de recurso: artículo
Estado:Versión publicada
Fecha de publicación:2021
País:España
Institución:Universitat Oberta de Catalunya (UOC)
Repositorio:O2, repositorio institucional de la UOC
OAI Identifier:oai:openaccess.uoc.edu:10609/144389
Acceso en línea:http://hdl.handle.net/10609/144389
http://doi.org/10.1108/IJGE-01-2021-0017
Access Level:acceso abierto
Palabra clave:self-employment
entrepreneurship education and training
womens' entrepreneurship
social entrepreneurship
treball per compte propi
educació i formació en emprenedoria
emprenedoria femenina
emprenedoria social
auto-empleo
educación y formación empresarial
emprendimiento de mujeres
emprendimiento social
Entrepreneurship
Emprenedoria
Emprendedores
Descripción
Sumario:Purpose - This study aims to determine the contribution of financial skills to entrepreneurial intentions among women involved in university education. Design/methodology/approach - Clustering and logistic regression analyses were used to infer the determinants and motivators of entrepreneurial intention in a sample of women students at a Spanish online university. Findings - Financial and numerical skills could play a significant role in boosting entrepreneurial culture, overcoming reticence and increasing awareness of business opportunities, particularly when women are motivated to increase their autonomy and income. The study offers meaningful implications for policymakers. Research limitations/implications - Further research will be needed before these conclusions may be inferred to other settings and circumstances. Comparison with a similar sample of potential male entrepreneurs may also be necessary to deduce the influence of gender. Practical implications - The introduction of certain financial content into the education system by governments and policymakers would produce remarkable results on entrepreneurship intention among women. Social implications - Relational capital and positive social influences also contribute to mitigating the effects of risk aversion, one of the main barriers for potential female entrepreneurs. Originality/value - The role of financial literacy in entrepreneurial intention among women has scarcely been addressed in academic research. The literature also has paid little attention to the analysis of what motivates women into entrepreneurship, and whether women who decide to embark on a business venture show different profiles. The aim of this study is to contribute to closing these gaps, exploring the effect of cognitive skills, personality traits, contextual factors and motivations.