Intereses usurarios en los préstamos de financiación a comprador de vehículos: no cabe aplicar el índice “crédito para otros fines” recogido en las tablas del Banco de España para averiguar si hay usura
Many consumers enter into a loan agreement to finance the purchase of their vehicle. This paper analyzes in which cases this loan can be considered usurious, and in particular, why the “credit for other purposes” index in the tables published by the Bank of Spain cannot be used as a reference index...
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| Formato: | artículo |
| Fecha de publicación: | 2024 |
| País: | España |
| Recursos: | Universidad de Castilla-La Mancha |
| Repositorio: | RUIdeRA. Repositorio Institucional de la UCLM |
| OAI Identifier: | oai:ruidera.uclm.es:10578/39112 |
| Acesso em linha: | https://doi.org/10.18239/RCDC_2024.52.3589 https://revista.uclm.es/index.php/cesco/article/view/3589 https://hdl.handle.net/10578/39112 |
| Access Level: | acceso abierto |
| Palavra-chave: | Consumer credit Crédito al consumo Préstamo para la financiación de vehículos Usura Usury |
| Resumo: | Many consumers enter into a loan agreement to finance the purchase of their vehicle. This paper analyzes in which cases this loan can be considered usurious, and in particular, why the “credit for other purposes” index in the tables published by the Bank of Spain cannot be used as a reference index to assess whether there is usury. |
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