Bank branch closure and cash access in Spain

Artículo de revista

Detalles Bibliográficos
Autores: Jiménez Gonzalo, Concepción, Tejero Sala, Helena
Tipo de recurso: artículo
Fecha de publicación:2018
País:España
Institución:Banco de España
Repositorio:Repositorio Institucional del Banco de España
OAI Identifier:oai:repositorio.bde.es:123456789/11271
Acceso en línea:https://repositorio.bde.es/handle/123456789/11271
Access Level:acceso abierto
Palabra clave:Instituciones crediticias de depósito
Sistemas de pago
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spelling Bank branch closure and cash access in SpainJiménez Gonzalo, ConcepciónTejero Sala, HelenaInstituciones crediticias de depósitoSistemas de pagoArtículo de revistaThis article describes the importance of cash and the impact that the reduction of branches has on cash access, and looks at the compensatory measures taken by financial institutions to mitigate its effect on the Spanish population. Cash continues to be the most common means of payment in Spain. The latest Banco de España survey shows that it is the payment instrument preferred by 53% of the population, evidence that is consistent with that of a recent study by the European Central Bank (ECB). The banking consolidation in the Spanish financial system has brought the closure of bank branches, a process that could be attributed to the need to adjust capacity and to reduce costs after the strong expansion of previous years. Since 2008 the number of branches of deposit-taking institutions has decreased by 17,873. Andalusia continues being the region with the largest number of branches although it is also the most populated and the second largest region of Spain. This same phenomenon of branches closing has occurred in the euro area countries, although in lower magnitude. Besides the high number of closings, in 2017 Spain continued to rank among the countries with the highest number of branches per inhabitant but the differences with other country members have been reduced.Madrid : Banco de España, 20182018info:eu-repo/semantics/articleapplication/pdfhttps://repositorio.bde.es/handle/123456789/11271reponame:Repositorio Institucional del Banco de Españainstname:Banco de EspañaInglésFinancial Stability Review / Banco de España, 34 (May 2018), p. 35-56Versión en español 123456789/11235info:eu-repo/semantics/openAccessoai:repositorio.bde.es:123456789/112712026-06-20T12:44:27Z
dc.title.none.fl_str_mv Bank branch closure and cash access in Spain
title Bank branch closure and cash access in Spain
spellingShingle Bank branch closure and cash access in Spain
Jiménez Gonzalo, Concepción
Instituciones crediticias de depósito
Sistemas de pago
title_short Bank branch closure and cash access in Spain
title_full Bank branch closure and cash access in Spain
title_fullStr Bank branch closure and cash access in Spain
title_full_unstemmed Bank branch closure and cash access in Spain
title_sort Bank branch closure and cash access in Spain
dc.creator.none.fl_str_mv Jiménez Gonzalo, Concepción
Tejero Sala, Helena
author Jiménez Gonzalo, Concepción
author_facet Jiménez Gonzalo, Concepción
Tejero Sala, Helena
author_role author
author2 Tejero Sala, Helena
author2_role author
dc.subject.none.fl_str_mv Instituciones crediticias de depósito
Sistemas de pago
topic Instituciones crediticias de depósito
Sistemas de pago
description Artículo de revista
publishDate 2018
dc.date.none.fl_str_mv 2018
dc.type.none.fl_str_mv info:eu-repo/semantics/article
format article
dc.identifier.none.fl_str_mv https://repositorio.bde.es/handle/123456789/11271
url https://repositorio.bde.es/handle/123456789/11271
dc.language.none.fl_str_mv Inglés
language_invalid_str_mv Inglés
dc.relation.none.fl_str_mv Financial Stability Review / Banco de España, 34 (May 2018), p. 35-56
Versión en español 123456789/11235
dc.rights.none.fl_str_mv info:eu-repo/semantics/openAccess
eu_rights_str_mv openAccess
dc.format.none.fl_str_mv application/pdf
dc.publisher.none.fl_str_mv Madrid : Banco de España, 2018
publisher.none.fl_str_mv Madrid : Banco de España, 2018
dc.source.none.fl_str_mv reponame:Repositorio Institucional del Banco de España
instname:Banco de España
instname_str Banco de España
reponame_str Repositorio Institucional del Banco de España
collection Repositorio Institucional del Banco de España
repository.name.fl_str_mv
repository.mail.fl_str_mv
_version_ 1869418445486948352
score 15,300724

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