The Third Directive on consumer credit
The recently adopted Consumer Credit Directive incorporates new forms of credit and uses classic consumer protection instruments as well as introducing measures that increase control over lenders with the aim of preventing overindebtedness. In general, more burdens are imposed on lenders and certain...
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| Tipo de documento: | artigo |
| Estado: | Versão publicada |
| Data de publicação: | 2024 |
| País: | España |
| Recursos: | Varias* (Consorci de Biblioteques Universitáries de Catalunya, Centre de Serveis Científics i Acadèmics de Catalunya) |
| Repositório: | Recercat. Dipósit de la Recerca de Catalunya |
| OAI Identifier: | oai:recercat.cat:2445/210809 |
| Acesso em linha: | https://hdl.handle.net/2445/210809 |
| Access Level: | Acceso aberto |
| Palavra-chave: | Protecció del consumidor Dret comunitari Crèdit al consum Consumer protection European Union law Consumer credit |
| Resumo: | The recently adopted Consumer Credit Directive incorporates new forms of credit and uses classic consumer protection instruments as well as introducing measures that increase control over lenders with the aim of preventing overindebtedness. In general, more burdens are imposed on lenders and certain commercial practices are banned or restricted in all Member States. Moreover, the Directive is characterised by the fact that it includes consumer data protection and specifies a consumers’ right not to be discriminated against, which may have some overlap with the General Data Protection Regulation and the on-going development of EU artificial intelligence legislation. |
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