Bank Lending Survey. June 2020

Artículo de revista

Bibliographic Details
Author: Menéndez Pujadas, Álvaro
Format: article
Publication Date:2020
Country:España
Institution:Banco de España
Repository:Repositorio Institucional del Banco de España
OAI Identifier:oai:repositorio.bde.es:123456789/13181
Online Access:https://repositorio.bde.es/handle/123456789/13181
Access Level:Open access
Keyword:Funding
Credit
Credit supply
Credit demand
Credit standards
Credit conditions,
Financial markets
Política monetaria
Análisis financiero
Créditos
E51
E52
G21
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repository_id_str
spelling Bank Lending Survey. June 2020Menéndez Pujadas, ÁlvaroFundingCreditCredit supplyCredit demandCredit standardsCredit conditions,Financial marketsPolítica monetariaAnálisis financieroCréditosE51E52G21Artículo de revistaThe latest results of the Bank Lending Survey are very much marked by the impact that the COVID 19 pandemic has had on economic activity and, in consequence, on the credit market. Thus, during 2020 Q2, the credit supply to enterprises eased in Spain, highly influenced by the establishment of the government-backed ICO COVID 19 credit line. In the euro area, the credit supply to enterprises presented little change, in contrast to the significant tightening recorded during the previous financial crisis, owing both to the impact of the tax and economic policy measures adopted and to banks’ stronger capital positions. Both in Spain and the euro area, credit standards and terms and conditions for lending to households tightened, largely as a result of the increase in perceived risk and the deterioration of the economic outlook overall. As regards credit demand, loan applications by enterprises rose sharply both in Spain and the euro area, on account of the increase in their liquidity needs primarily to fund working capital. By contrast, households’ demand fell markedly, against a backdrop of growing economic uncertainty.Banco de EspañaMadrid : Banco de España, 20202020info:eu-repo/semantics/articleapplication/pdfhttps://repositorio.bde.es/handle/123456789/13181reponame:Repositorio Institucional del Banco de Españainstname:Banco de EspañaInglésEconomic Bulletin / Banco de España, 3/2020Versión en español 123456789/13164info:eu-repo/semantics/openAccessoai:repositorio.bde.es:123456789/131812026-06-20T12:44:27Z
dc.title.none.fl_str_mv Bank Lending Survey. June 2020
title Bank Lending Survey. June 2020
spellingShingle Bank Lending Survey. June 2020
Menéndez Pujadas, Álvaro
Funding
Credit
Credit supply
Credit demand
Credit standards
Credit conditions,
Financial markets
Política monetaria
Análisis financiero
Créditos
E51
E52
G21
title_short Bank Lending Survey. June 2020
title_full Bank Lending Survey. June 2020
title_fullStr Bank Lending Survey. June 2020
title_full_unstemmed Bank Lending Survey. June 2020
title_sort Bank Lending Survey. June 2020
dc.creator.none.fl_str_mv Menéndez Pujadas, Álvaro
author Menéndez Pujadas, Álvaro
author_facet Menéndez Pujadas, Álvaro
author_role author
dc.subject.none.fl_str_mv Funding
Credit
Credit supply
Credit demand
Credit standards
Credit conditions,
Financial markets
Política monetaria
Análisis financiero
Créditos
E51
E52
G21
topic Funding
Credit
Credit supply
Credit demand
Credit standards
Credit conditions,
Financial markets
Política monetaria
Análisis financiero
Créditos
E51
E52
G21
description Artículo de revista
publishDate 2020
dc.date.none.fl_str_mv 2020
dc.type.none.fl_str_mv info:eu-repo/semantics/article
format article
dc.identifier.none.fl_str_mv https://repositorio.bde.es/handle/123456789/13181
url https://repositorio.bde.es/handle/123456789/13181
dc.language.none.fl_str_mv Inglés
language_invalid_str_mv Inglés
dc.relation.none.fl_str_mv Economic Bulletin / Banco de España, 3/2020
Versión en español 123456789/13164
dc.rights.none.fl_str_mv info:eu-repo/semantics/openAccess
eu_rights_str_mv openAccess
dc.format.none.fl_str_mv application/pdf
dc.publisher.none.fl_str_mv Banco de España
Madrid : Banco de España, 2020
publisher.none.fl_str_mv Banco de España
Madrid : Banco de España, 2020
dc.source.none.fl_str_mv reponame:Repositorio Institucional del Banco de España
instname:Banco de España
instname_str Banco de España
reponame_str Repositorio Institucional del Banco de España
collection Repositorio Institucional del Banco de España
repository.name.fl_str_mv
repository.mail.fl_str_mv
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score 15,301603