Internal Control of Derivatives Usage by Spanish Savings Banks : an empirical survey

ABSTRACT. Global derivatives activity continues to expand although they have provided some of the most devastating financial disasters. The debate on their regulation has always been present and is still unresolved. However, without undervaluing the importance of regulation and the usefulness of an...

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Detalles Bibliográficos
Autores: Fernández Laviada, Ana|||0000-0002-4517-1124, Martínez García, Francisco Javier, Montoya del Corte, Javier
Tipo de recurso: artículo
Fecha de publicación:2007
País:España
Institución:Universidad de Cantabria (UC)
Repositorio:UCrea Repositorio Abierto de la Universidad de Cantabria
Idioma:inglés
OAI Identifier:oai:repositorio.unican.es:10902/2912
Acceso en línea:http://hdl.handle.net/10902/2912
Access Level:acceso abierto
Palabra clave:Derivatives
Internal control
Risk management
Financial firms
Saving banks
Derivados
Control interno
Gestión del riesgo
Entidades financieras
Cajas de ahorros
Descripción
Sumario:ABSTRACT. Global derivatives activity continues to expand although they have provided some of the most devastating financial disasters. The debate on their regulation has always been present and is still unresolved. However, without undervaluing the importance of regulation and the usefulness of an adequate external control, a sound internal control system is essential to prevent new financial scandals. First of all, this paper, through the review of existing recommendations, rules, regulation and academic literature, studies and analyses the need and importance of internal control in derivative usage for risk management. And secondly, through a questionnaire about established policies, procedures and internal controls, it provides evidence related to its usage and control by Spanish savings banks.