Forward looking banking stress in EMU countries

Based on contingent claims analysis(CCA), this paper tries to estimate the systemic risk build-up in the European Economic and Monetary Union (EMU) countries using a market based measure "distance-to-default"(DtD). It analyzes the individual and aggregated series for a comprehensive set of...

Full description

Bibliographic Details
Authors: Singh, Manish, Gómez-Puig, Marta, Sosvilla Rivero, Simón Javier
Format: report
Publication Date:2014
Country:España
Institution:Universidad Complutense de Madrid (UCM)
Repository:Docta Complutense
Language:English
OAI Identifier:oai:docta.ucm.es:20.500.14352/41632
Online Access:https://hdl.handle.net/20.500.14352/41632
Access Level:Open access
Keyword:G01
G21
G28
Contingent claim analysis
Distance-to-default
Systemic risk
Bancos y cajas
Crisis económicas
Econometría (Economía)
Integración económica
5307.06 Fluctuaciones Económicas
5302 Econometría
5309.02 Integración Económica
Description
Summary:Based on contingent claims analysis(CCA), this paper tries to estimate the systemic risk build-up in the European Economic and Monetary Union (EMU) countries using a market based measure "distance-to-default"(DtD). It analyzes the individual and aggregated series for a comprehensive set of banks in each eurozone country over the period 2004-Q4 to 2013-Q2. Given the structural differences in financial sector and banking regulations at national level, the indices provide a useful indicator for monitoring country specific banking vulnerability and stress. We find that average DtD indicators are intuitive, forward-looking and timely risk indicators. The underlying trend, fluctuations and correlations among indices help us analyze the interdependence while cross-sectional differences in DtD prior to crisis suggest banking sector fragility in peripheral EMU countries.