Resolution planning for credit institutions in Spain and in the euro area

Artículo de revista

Detalles Bibliográficos
Autores: Kruse, Miguel, Fernández, Iván
Tipo de recurso: artículo
Fecha de publicación:2019
País:España
Institución:Banco de España
Repositorio:Repositorio Institucional del Banco de España
OAI Identifier:oai:repositorio.bde.es:123456789/11213
Acceso en línea:https://repositorio.bde.es/handle/123456789/11213
Access Level:acceso abierto
Palabra clave:Regulación y supervisión de instituciones financieras
Sistemas bancarios y actividad crediticia
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spelling Resolution planning for credit institutions in Spain and in the euro areaKruse, MiguelFernández, IvánRegulación y supervisión de instituciones financierasSistemas bancarios y actividad crediticiaArtículo de revistaThis article presents the planning process for the resolution of Spanish credit institutions. In particular, it sets out the content of the resolution plans prepared by the Banco de España since 2015, in its capacity as the national preventive resolution authority under the European Union’s regulatory framework. The Banco de España participates actively, whether exclusively or in collaboration with the Single Resolution Board (SRB) and with other resolution authorities belonging to the Single Resolution Mechanism (SRM), in resolution planning for 79 credit institutions. Resolution planning is an essential component of the Banking Union framework, providing for the actions required in the event that credit institutions should need to be resolved. The authors explain in some detail the key components of resolution plans. In particular, they offer a detailed analysis of banks’ business models and other key aspects such as the resolution strategies and tools to be applied in each case, the identification of obstacles to executing these strategies and tools, and the adoption of the measures needed to remove or minimise such obstacles. Resolution planning does not seek to anticipate when and how future bank crises will arise, nor to estimate the probability of a crisis at specific financial institutions. The main aim of such planning is to have action plans in place for immediate and coordinated action if the time comes for a bank’s obligatory resolution. In that way, the adverse effects on financial and economic stability are minimised.Madrid : Banco de España, 20192019info:eu-repo/semantics/articleapplication/pdfhttps://repositorio.bde.es/handle/123456789/11213reponame:Repositorio Institucional del Banco de Españainstname:Banco de EspañaInglésFinancial Stability Review / Banco de España, 36 (Spring 2019), p. 45-69Versión en español 123456789/11204info:eu-repo/semantics/openAccessoai:repositorio.bde.es:123456789/112132026-06-20T12:44:27Z
dc.title.none.fl_str_mv Resolution planning for credit institutions in Spain and in the euro area
title Resolution planning for credit institutions in Spain and in the euro area
spellingShingle Resolution planning for credit institutions in Spain and in the euro area
Kruse, Miguel
Regulación y supervisión de instituciones financieras
Sistemas bancarios y actividad crediticia
title_short Resolution planning for credit institutions in Spain and in the euro area
title_full Resolution planning for credit institutions in Spain and in the euro area
title_fullStr Resolution planning for credit institutions in Spain and in the euro area
title_full_unstemmed Resolution planning for credit institutions in Spain and in the euro area
title_sort Resolution planning for credit institutions in Spain and in the euro area
dc.creator.none.fl_str_mv Kruse, Miguel
Fernández, Iván
author Kruse, Miguel
author_facet Kruse, Miguel
Fernández, Iván
author_role author
author2 Fernández, Iván
author2_role author
dc.subject.none.fl_str_mv Regulación y supervisión de instituciones financieras
Sistemas bancarios y actividad crediticia
topic Regulación y supervisión de instituciones financieras
Sistemas bancarios y actividad crediticia
description Artículo de revista
publishDate 2019
dc.date.none.fl_str_mv 2019
dc.type.none.fl_str_mv info:eu-repo/semantics/article
format article
dc.identifier.none.fl_str_mv https://repositorio.bde.es/handle/123456789/11213
url https://repositorio.bde.es/handle/123456789/11213
dc.language.none.fl_str_mv Inglés
language_invalid_str_mv Inglés
dc.relation.none.fl_str_mv Financial Stability Review / Banco de España, 36 (Spring 2019), p. 45-69
Versión en español 123456789/11204
dc.rights.none.fl_str_mv info:eu-repo/semantics/openAccess
eu_rights_str_mv openAccess
dc.format.none.fl_str_mv application/pdf
dc.publisher.none.fl_str_mv Madrid : Banco de España, 2019
publisher.none.fl_str_mv Madrid : Banco de España, 2019
dc.source.none.fl_str_mv reponame:Repositorio Institucional del Banco de España
instname:Banco de España
instname_str Banco de España
reponame_str Repositorio Institucional del Banco de España
collection Repositorio Institucional del Banco de España
repository.name.fl_str_mv
repository.mail.fl_str_mv
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