Interest rate sensitivity of traditional, green and stable cryptocurrencies: A comparative study across market conditions

Background This study examines the impact of interest rate fluctuations on the returns of traditional, "green", and "stable" cryptocurrencies from April 2019 to April 2023. Bitcoin, Cardano, and Tether represent these categories due to their market significance. Methods Using qua...

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Detalles Bibliográficos
Autores: Jareño Cebrián, Francisco, González Pérez, María de la O, Almansa, José M.
Tipo de recurso: artículo
Fecha de publicación:2025
País:España
Institución:Universidad de Castilla-La Mancha
Repositorio:RUIdeRA. Repositorio Institucional de la UCLM
OAI Identifier:oai:ruidera.uclm.es:10578/41979
Acceso en línea:https://doi.org/10.3934/QFE.2025004
https://www.aimspress.com/article/doi/10.3934/QFE.2025004
https://hdl.handle.net/10578/41979
Access Level:acceso abierto
Palabra clave:Cryptocurrency returns
Inflation expectations
Interest rates
Market conditions
Quantile regression
Descripción
Sumario:Background This study examines the impact of interest rate fluctuations on the returns of traditional, "green", and "stable" cryptocurrencies from April 2019 to April 2023. Bitcoin, Cardano, and Tether represent these categories due to their market significance. Methods Using quantile regression (QR), the study analyzes the impact of interest rate shocks on cryptocurrency returns during bullish and bearish market periods. It also decomposes nominal interest rates into real interest rates and inflation expectations. The sample period is divided into stable and rising interest rate sub-periods for robustness. Results The results show that cryptocurrency returns are more sensitive to interest rate fluctuations in both bullish and bearish periods. The sensitivity varies across cryptocurrency types, with Cardano acting as a hedge against inflation risk during bearish periods.Conclusions The results support the research hypotheses and provide insights into the behavior of cryptocurrencies under different market conditions. These findings help portfolio managers and policymakers to make informed decisions in a digital financial environment. Future research should explore the interactions between cryptocurrencies and other financial markets.