Relationship between crowdfunding and microfinance: A theoretical approach

Crowdfunding is becoming an important tool to get funds for many projects thanks to web platforms that links funders and backers. Backers can get back from funders some return like equity capital, rewards, interest rates or nothing (donation). Recently, these Crowdfunding tools have been use by Micr...

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Detalles Bibliográficos
Autores: Sancha Navarro, Jesús Manuel de, Sanchís Pedregosa, Carlos, Oliver Alfonso, María Dolores
Tipo de recurso: artículo
Estado:Versión publicada
Fecha de publicación:2018
País:España
Institución:Universidad de Sevilla (US)
Repositorio:idUS. Depósito de Investigación de la Universidad de Sevilla
OAI Identifier:oai:idus.us.es:11441/168610
Acceso en línea:https://hdl.handle.net/11441/168610
https://doi.org/10.46503/POYR6349
Access Level:acceso abierto
Palabra clave:Crowdfunding
Microfinance
Fintech
Crowdlending
Entrepreneurship
Microfinanzas
Emprendimiento
Descripción
Sumario:Crowdfunding is becoming an important tool to get funds for many projects thanks to web platforms that links funders and backers. Backers can get back from funders some return like equity capital, rewards, interest rates or nothing (donation). Recently, these Crowdfunding tools have been use by Microfinancial institutions to help people living in underdeveloped countries to improve their quality of life. Specially, these institutions have been using Donation Crowdfunding and Crowdlending tools. Moreover, we can establish that when Crowdfunding tools are dedicated to social integration, di erences with Microfinance institution way to operate are not clear. In this paper, we try to set factors appearing in the academic literature relating both concepts. Results will help to find points of collaboration between them to get their owns objectives