Stablecoins as a tool to mitigate the downside risk of cryptocurrency portfolios

This paper empirically assesses the ability of three putative stablecoins (two dollar-backed, Tether and USD Coin; and one gold-backed, Digix Gold) to mitigate the risk of facing severe losses (downside risk) of a traditional cryptocurrency portfolio. There are institutional features that induce cry...

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Detalles Bibliográficos
Autores: Díaz, Antonio, Esparcia, Carlos, Huélamo, Diego
Tipo de recurso: artículo
Fecha de publicación:2022
País:España
Institución:Universidad de Castilla-La Mancha
Repositorio:RUIdeRA. Repositorio Institucional de la UCLM
OAI Identifier:oai:ruidera.uclm.es:10578/36312
Acceso en línea:https://doi.org/10.1016/j.najef.2022.101838
https://hdl.handle.net/10578/36312
Access Level:acceso abierto
Palabra clave:Co-skewness
Co-kurtosis
Cryptocurrency
Modified VaR
Portfolio allocation
Stablecoin
Descripción
Sumario:This paper empirically assesses the ability of three putative stablecoins (two dollar-backed, Tether and USD Coin; and one gold-backed, Digix Gold) to mitigate the risk of facing severe losses (downside risk) of a traditional cryptocurrency portfolio. There are institutional features that induce cryptoinvestors to use stablecoins as diversifiers instead of withdrawing dollars or adding assets traditionally considered as safe havens, such as gold, crude oil, etc. Stablecoins, however, are not as stable as their name and collateralized peg suggest. A monthly rebalance experiment is conducted over an out-of-sample period considering higher order conditional moments when dynamically measuring the tail risk of cryptocurrency portfolios. The empirical evidence shows that the low conditional correlations of dollar-backed stablecoins with cryptocurrency portfolios make them particularly suitable as a hedge for crypto investors. It also shows that all stablecoins considered have high diversification capacities by systematically reducing portfolio tail risk.