Rosca Participation in Benin: A Commitment Issue

In the light of first-hand data from a Beninese urban household survey in Cotonou, we investigate several motives aiming to explain participation in Rotating Savings and Credit Associations. We provide anecdotal pieces of evidence, descriptive statistics, Full Information Maximum Likelihood (FIML) r...

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Detalles Bibliográficos
Autores: Dagnelie, Olivier, Lemay-Boucher, P.
Tipo de recurso: artículo
Fecha de publicación:2012
País:España
Institución:Consejo Superior de Investigaciones Científicas (CSIC)
Repositorio:DIGITAL.CSIC. Repositorio Institucional del CSIC
OAI Identifier:oai:digital.csic.es:10261/53096
Acceso en línea:http://hdl.handle.net/10261/53096
Access Level:acceso abierto
Palabra clave:jel:O17
jel:O16
Descripción
Sumario:In the light of first-hand data from a Beninese urban household survey in Cotonou, we investigate several motives aiming to explain participation in Rotating Savings and Credit Associations. We provide anecdotal pieces of evidence, descriptive statistics, Full Information Maximum Likelihood (FIML) regressions and matching estimates which tend to indicate that most individuals use their participation in a rosca as a device to commit themselves to save money and to deal with self-control problems. © 2011 Blackwell Publishing Ltd and the Department of Economics, University of Oxford.