Dealing with Overleverage: Restricting Leverage vs. Restricting Variable Compensation

We study policies that regulate executive compensation in a model that jointly determines executives' effort, compensation and firm leverage. The market failure that justifies regulation is that executives are optimistic about asset prices in states of distress. We show that shareholders propos...

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Detalles Bibliográficos
Autores: Gete, Pedro, Gómez, Juan Pedro
Tipo de recurso: artículo
Fecha de publicación:2018
País:España
Institución:IE
Repositorio:Repositorio IE
OAI Identifier:oai:repositorio.ie.edu:20.500.14417/3537
Acceso en línea:https://doi.org/10.2139/ssrn.2527836
https://hdl.handle.net/20.500.14417/3537
Access Level:acceso abierto
Palabra clave:Compensation Design
Macroprudential Regulation
Overborrowing
Moral Hazard
53 Ciencias Económicas
ODS 8 - Trabajo decente y crecimiento económico
Descripción
Sumario:We study policies that regulate executive compensation in a model that jointly determines executives' effort, compensation and firm leverage. The market failure that justifies regulation is that executives are optimistic about asset prices in states of distress. We show that shareholders propose compensation packages that lead to socially excessive leverage. Say-on-pay regulation does not reduce the incentives for leverage. Regulating the structure of compensation (but not its level) with a cap on the ratio of variable-to-fixed pay delivers the right leverage. However, it is more efficient to directly regulate leverage because restricting the variable compensation impacts managerial effort more than if shareholders are free to design compensation subject to a leverage constraint.