Gender differences among elderly in the use of internet banking services

The Internet banking has changed the type of relationship between clients and banks. Today it is possible to manage accounts and all of the services online having the opportunity to compare different providers quickly and easily. The future of the Internet bank is in the type of services offered and...

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Detalles Bibliográficos
Autores: Villarejo Ramos, Ángel Francisco, Peral Peral, Begoña, Arenas Gaitán, Jorge, Ramón Jerónimo, Mª Ángeles
Tipo de recurso: artículo
Estado:Versión publicada
Fecha de publicación:2014
País:España
Institución:Universidad de Sevilla (US)
Repositorio:idUS. Depósito de Investigación de la Universidad de Sevilla
OAI Identifier:oai:idus.us.es:11441/36384
Acceso en línea:http://hdl.handle.net/11441/36384
Access Level:acceso abierto
Palabra clave:Elderly
Internet banking
gender gap
personal contact
Descripción
Sumario:The Internet banking has changed the type of relationship between clients and banks. Today it is possible to manage accounts and all of the services online having the opportunity to compare different providers quickly and easily. The future of the Internet bank is in the type of services offered and in the way they interact with clients satisfying their needs. In this work, through a sample of 415 individuals older than 55 years, we analyse the gender gap in the use of Internet Baking and preferences for personal contact as key variables in the explanation of the frequency of use of ten services regularly offered by the Internet banking. Results show the existence of a gender gap in the frequency of use, although the level of autonomy in the preference for personal contact dilutes gender differences for some services.