| Sumario: | The purpose of this article is to assess the corporate governance condition of the Savings' Banks, and to present a range of thoughts and proposals to improve its quality. It is structured in three sections, and followed by a final conclusion. The first one conveys the idea that this set of financial institutions has failed to achieve those levels of execellence attained in many ohert areas. The second part takes care of the governance structure of the Savings' Banks, the latest legal changes introduced in the past years, as well as, the principles that this document considers essential to guide the functioning of this corporate bodies. Finally, the article focuses in how to face two different specific risk manifestations for the corporate governance of this sector.
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