Indentured

The UK social security system performs an important role as a creditor and debt collector for many benefit claimants, with more affected by deductions than formal welfare conditionality or sanctions. Deductions, then, are central to understanding low-income life in the UK. With that in mind, this pa...

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Detalles Bibliográficos
Autor: Edmiston, Daniel|||0000-0001-8715-654X
Tipo de recurso: artículo
Fecha de publicación:2024
País:España
Institución:Universitat Autònoma de Barcelona
Repositorio:Dipòsit Digital de Documents de la UAB
Idioma:inglés
OAI Identifier:oai:ddd.uab.cat:291377
Acceso en línea:https://ddd.uab.cat/record/291377
https://dx.doi.org/urn:doi:10.1111/spol.13021
Access Level:acceso abierto
Palabra clave:Debt
Financialisation
Poverty
Qualitative longitudinal research
Universal Credit
Welfare
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spelling Indenturedbenefit deductions, debt recovery and welfare discipliningEdmiston, Daniel|||0000-0001-8715-654XDebtFinancialisationPovertyQualitative longitudinal researchUniversal CreditWelfareThe UK social security system performs an important role as a creditor and debt collector for many benefit claimants, with more affected by deductions than formal welfare conditionality or sanctions. Deductions, then, are central to understanding low-income life in the UK. With that in mind, this paper draws on a mixed-methods project to explore the policy rationale, administration and effects of benefit deductions at a particular moment of crisis. Through new analysis of statistical releases, I evidence increasing indebtedness and an Inverse Care Law, whereby UK social security performs worst for those who need it most. Drawing on qualitative longitudinal ethnographic fieldwork conducted at the height of the cost-of-living crisis, I also evidence how deductions affect the lives and trajectories of low-income claimants over time. The analysis offered details how deductions weaponize debt, often in ways that financialise benefit claimants and their entitlements that prove counter-productive to the stated policy objectives of deductions: worsening the poverty-debt trap and pushing people (further) away from the labour market. 22024-01-0120242024-01-01Articlehttp://purl.org/coar/resource_type/c_6501VoRhttp://purl.org/coar/version/c_970fb48d4fbd8a85info:eu-repo/semantics/articleapplication/pdfhttps://ddd.uab.cat/record/291377https://dx.doi.org/urn:doi:10.1111/spol.13021reponame:Dipòsit Digital de Documents de la UABinstname:Universitat Autònoma de BarcelonaInglésengEuropean Commission https://doi.org/10.13039/501100000780 101077363open accesshttp://purl.org/coar/access_right/c_abf2Aquest document està subjecte a una llicència d'ús Creative Commons. Es permet la reproducció total o parcial, la distribució, la comunicació pública de l'obra i la creació d'obres derivades, sempre que no sigui amb finalitats comercials, i sempre que es reconegui l'autoria de l'obra original.https://creativecommons.org/licenses/by-nc/4.0/info:eu-repo/semantics/openAccessoai:ddd.uab.cat:2913772026-06-06T12:50:31Z
dc.title.none.fl_str_mv Indentured
benefit deductions, debt recovery and welfare disciplining
title Indentured
spellingShingle Indentured
Edmiston, Daniel|||0000-0001-8715-654X
Debt
Financialisation
Poverty
Qualitative longitudinal research
Universal Credit
Welfare
title_short Indentured
title_full Indentured
title_fullStr Indentured
title_full_unstemmed Indentured
title_sort Indentured
dc.creator.none.fl_str_mv Edmiston, Daniel|||0000-0001-8715-654X
author Edmiston, Daniel|||0000-0001-8715-654X
author_facet Edmiston, Daniel|||0000-0001-8715-654X
author_role author
dc.subject.none.fl_str_mv Debt
Financialisation
Poverty
Qualitative longitudinal research
Universal Credit
Welfare
topic Debt
Financialisation
Poverty
Qualitative longitudinal research
Universal Credit
Welfare
description The UK social security system performs an important role as a creditor and debt collector for many benefit claimants, with more affected by deductions than formal welfare conditionality or sanctions. Deductions, then, are central to understanding low-income life in the UK. With that in mind, this paper draws on a mixed-methods project to explore the policy rationale, administration and effects of benefit deductions at a particular moment of crisis. Through new analysis of statistical releases, I evidence increasing indebtedness and an Inverse Care Law, whereby UK social security performs worst for those who need it most. Drawing on qualitative longitudinal ethnographic fieldwork conducted at the height of the cost-of-living crisis, I also evidence how deductions affect the lives and trajectories of low-income claimants over time. The analysis offered details how deductions weaponize debt, often in ways that financialise benefit claimants and their entitlements that prove counter-productive to the stated policy objectives of deductions: worsening the poverty-debt trap and pushing people (further) away from the labour market.
publishDate 2024
dc.date.none.fl_str_mv 2
2024-01-01
2024
2024-01-01
dc.type.none.fl_str_mv Article
http://purl.org/coar/resource_type/c_6501
VoR
http://purl.org/coar/version/c_970fb48d4fbd8a85
dc.type.openaire.fl_str_mv info:eu-repo/semantics/article
format article
dc.identifier.none.fl_str_mv https://ddd.uab.cat/record/291377
https://dx.doi.org/urn:doi:10.1111/spol.13021
url https://ddd.uab.cat/record/291377
https://dx.doi.org/urn:doi:10.1111/spol.13021
dc.language.none.fl_str_mv Inglés
eng
language_invalid_str_mv Inglés
language eng
dc.relation.none.fl_str_mv European Commission https://doi.org/10.13039/501100000780 101077363
dc.rights.none.fl_str_mv open access
http://purl.org/coar/access_right/c_abf2
https://creativecommons.org/licenses/by-nc/4.0/
dc.rights.openaire.fl_str_mv info:eu-repo/semantics/openAccess
rights_invalid_str_mv open access
http://purl.org/coar/access_right/c_abf2
https://creativecommons.org/licenses/by-nc/4.0/
eu_rights_str_mv openAccess
dc.format.none.fl_str_mv application/pdf
dc.source.none.fl_str_mv reponame:Dipòsit Digital de Documents de la UAB
instname:Universitat Autònoma de Barcelona
instname_str Universitat Autònoma de Barcelona
reponame_str Dipòsit Digital de Documents de la UAB
collection Dipòsit Digital de Documents de la UAB
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