Ecuador, microcrédito: ¿Negocio o inclusión financiera?

A matched difference between the effective rate that banks and other not government institutions that work with microcredit charge and the effective rate charged by some saving and credit cooperative is presented here. Four basic criterions argument the situation: the possibility of reaching scale e...

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Detalhes bibliográficos
Autor: Salinas Vásquez, Juanita
Formato: artículo
Estado:Versión publicada
Fecha de publicación:2011
País:Ecuador
Recursos:Universidad Politécnica Salesiana
Repositorio:Repositorio Universidad Politécnica Salesiana
OAI Identifier:oai:dspace.ups.edu.ec:123456789/5467
Acesso em linha:http://dspace.ups.edu.ec/handle/123456789/5467
Access Level:acceso abierto
Palavra-chave:FINANCIAMIENTO
ECONOMÍA POPULAR Y SOLIDARIA
MICROCRÉDITO
INCLUSIÓN FINANCIERA
EMPRENDIMIENTOS POPULARES Y SOLIDARIOS
TASAS DE INTERÉS DIFERENCIADAS
Descrição
Resumo:A matched difference between the effective rate that banks and other not government institutions that work with microcredit charge and the effective rate charged by some saving and credit cooperative is presented here. Four basic criterions argument the situation: the possibility of reaching scale economies, high performance, the handle of operational costs and finally the need of credit risk protection.