Gestión crediticia y su impacto en los resultados financieros de la Cooperativa de Ahorro y Crédito “Coorcotopaxi Ltda. período 2016-2017
The present research addresses the fundamental characteristics of savings and credit cooperatives, and it is important in this context to highlight the framework of the industrial revolution in defense of collective interests. In this way, it is affirmed that cooperatives protected in their principl...
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| Tipo de recurso: | tesis de maestría |
| Estado: | Versión publicada |
| Fecha de publicación: | 2018 |
| País: | Ecuador |
| Institución: | Universidad Técnica Estatal de Quevedo |
| Repositorio: | Repositorio Universidad Técnica Estatal de Quevedo |
| Idioma: | español |
| OAI Identifier: | oai:repositorio.uteq.edu.ec:43000/3671 |
| Acceso en línea: | http://repositorio.uteq.edu.ec/handle/43000/3671 |
| Access Level: | acceso abierto |
| Palabra clave: | Gestión crediticia Resultados financieros Cooperativa |
| Sumario: | The present research addresses the fundamental characteristics of savings and credit cooperatives, and it is important in this context to highlight the framework of the industrial revolution in defense of collective interests. In this way, it is affirmed that cooperatives protected in their principles of solidarity, cooperation, democracy, hegemony of work over capital, associated work, social ownership of the means of production and self-management, contribute to the construction of a more just society. egalitarian. The methods used in the research are inductive, deductive and descriptive through the exploratory, descriptive and correlational study, as well as the use of survey and interview techniques aimed at the Personnel involved in the area of credits and their Head of Agency, as a complementary part considered the partners object of the determined and selected sample, analysis of documentation related to the credits to later process and obtain the information. The main conclusions of the research are in the order of credit management and impact on financial results, in the identification of the strategies applied by the Cooperative in the granting of loans, the causes that give rise to delinquency in cooperatives and the level of flow in credit operations related to the rotation and recovery of loans granted. |
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