Líneas de crédito otorgados por la banca privada y su incidencia en el sector productivo del cantón El Empalme año 2012-213, Instructivo para la creación de una cooperativa de ahorro y créditos.
Lines of credit is an agreement or arrangement which is held between a bank and a borrower in the maximum credit is stated that the bank extended to the applicant for this financial transaction, is used mainly to finance working capital, is a loan or credit opened by a bank to a customer to a certai...
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| Formato: | tesis de maestría |
| Estado: | Versión publicada |
| Fecha de publicación: | 2014 |
| País: | Ecuador |
| Recursos: | Universidad Técnica Estatal de Quevedo |
| Repositorio: | Repositorio Universidad Técnica Estatal de Quevedo |
| Idioma: | español |
| OAI Identifier: | oai:repositorio.uteq.edu.ec:43000/5720 |
| Acesso em linha: | http://repositorio.uteq.edu.ec/handle/43000/5720 |
| Access Level: | acceso abierto |
| Palavra-chave: | Créditos Banca privada Sector productivo Instructivo Creación Coperativa Ahorro |
| Resumo: | Lines of credit is an agreement or arrangement which is held between a bank and a borrower in the maximum credit is stated that the bank extended to the applicant for this financial transaction, is used mainly to finance working capital, is a loan or credit opened by a bank to a customer to a certain limit and within which the borrower can avail funds for the period specified in the credit line granted. In El Empalme Canton, Guayas Province, the valuation of different credit lines granted by private banks was held, the same that are used improperly by the customer as to the agricultural sector with an ignorance of banking use loan, it is important to emphasize that in this study the need to give agricultural loans by banks with the lowest number of requirements is evaluated because clients do not work on a monthly basis since production processes are slow cycle of each crop , which affects the monthly payment to pay debts incurred by the farmer to the bench. However, when production processes are analyzed from a dynamic perspective it is found as a result of its implementation is the integration of multiple actions nature in which many actors, both individual and collective (Becattini and Rullani, 2014) involved. The fact that such integration requires relational physical proximity, involves setting up production units in unique spatial, social, cultural, technological, political and institutional terms. The alternative proposal has an instructive model for the creation of a credit union, which serves to boost the productive sector of Canton Junction through the placement of money protected under the laws reviving economic and productive system of Canton El Empalme. |
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