Gestión de crédito y cartera vencida en la cooperativa de ahorro y crédito futuro Lamanense del Cantón la Mana, Provincia de Cotopaxi. Periodo 2010 - 2015.
This research allowed to analyze the processes of administrative management and operations of nonperforming loans of the credit union "Future Lamanense" Canton La Mana, Cotopaxi province. basically we used the critical paradigm-purposing contacting reality with managers, employees and part...
| Autor: | |
|---|---|
| Tipo de recurso: | tesis de maestría |
| Estado: | Versión publicada |
| Fecha de publicación: | 2016 |
| País: | Ecuador |
| Institución: | Universidad Técnica Estatal de Quevedo |
| Repositorio: | Repositorio Universidad Técnica Estatal de Quevedo |
| Idioma: | español |
| OAI Identifier: | oai:repositorio.uteq.edu.ec:43000/1700 |
| Acceso en línea: | http://repositorio.uteq.edu.ec/handle/43000/1700 |
| Access Level: | acceso abierto |
| Palabra clave: | procesos de gestión administrativa operaciones de cartera análisis comparativo Balance General |
| Sumario: | This research allowed to analyze the processes of administrative management and operations of nonperforming loans of the credit union "Future Lamanense" Canton La Mana, Cotopaxi province. basically we used the critical paradigm-purposing contacting reality with managers, employees and partners, which helped to understand the current situation of the credit portfolio management and evolution expired cooperative in the investigation. The work was conducted through field research with surveys, which we were able to get the situational analysis, applied to 15 managers, 26 employees and a sample of 371 members of a universe of 10500 active members, this allowed the analysis internal factors of the institution. 2015 for which balance sheet data that period were taken - the comparative analysis of NPLs in the 2010 accounting period is then developed. Coverage Provisions as data for the coverage of overdue loans was also considered. According to research results, the administration in general is good, so determine the polls, but the management policies of NPLs have not been properly oriented as this has been increases in the period investigated. Moreover provisions for bad loans have increased, but not enough to cover the value of NPLs. |
|---|