METHODOLOGY FOR DETERMINING ACCESS TO MICRO ENTERPRISE CREDIT

In this paper, a methodology is developed to identify those characteristics of micro-enterprises and micro-entrepreneurs related to access to commercial credit. This methodology is applied, for illustrative purposes, to a sample of 401 micro-enterprises and micro-entrepreneurs in Costa Rica. Althoug...

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Detalhes bibliográficos
Autores: Mesén Vargas, Juliana, Garita Garita, Jonathan
Tipo de documento: artigo
Estado:Versão publicada
Data de publicação:2012
País:Costa Rica
Recursos:Universidad Nacional de Costa Rica
Repositório:Portal de Revistas UNA
Idioma:espanhol
OAI Identifier:oai:www.revistas.una.ac.cr:article/5120
Acesso em linha:https://www.revistas.una.ac.cr/index.php/economia/article/view/5120
Access Level:Acceso aberto
Palavra-chave:credit
micro-enterprise
micro-entrepreneurs
access.
crédito
microempresa
microempresario
acceso
Descrição
Resumo:In this paper, a methodology is developed to identify those characteristics of micro-enterprises and micro-entrepreneurs related to access to commercial credit. This methodology is applied, for illustrative purposes, to a sample of 401 micro-enterprises and micro-entrepreneurs in Costa Rica. Although the main purpose of this paper is to present the methodology rather than commenting on the results of its application, the following results should be highlighted: on average, men have more access to credit, while the levels of education and age have no significant influence on access.