What makes microfinance happen?

In this paper we have attempted to shed light on what makes development happen from those determinants that enable microfinance work as an effective tool to eradicate poverty. The effectiveness of such instrument in the generation of wealth to the poorest class demand overcoming the minimalist appro...

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Detalles Bibliográficos
Autor: Jiménez Castillo, Manuel Antonio
Tipo de recurso: artículo
Estado:Versión publicada
Fecha de publicación:2015
País:Costa Rica
Institución:Universidad Nacional de Costa Rica
Repositorio:Portal de Revistas UNA
Idioma:español
OAI Identifier:oai:ojs.www.una.ac.cr:article/7534
Acceso en línea:https://www.revistas.una.ac.cr/index.php/economia/article/view/7534
Access Level:acceso abierto
Palabra clave:Determinants of development
human development
mMicrocredit
poverty
Determinantes del desarrollo
desarrollo humano
microcréditos
pobreza
Descripción
Sumario:In this paper we have attempted to shed light on what makes development happen from those determinants that enable microfinance work as an effective tool to eradicate poverty. The effectiveness of such instrument in the generation of wealth to the poorest class demand overcoming the minimalist approach that condemns its practices to a mere provision of microfinancial services. This hypothesis will be analytically and empirically proven assuming human development as a cause and not only as an outcome of the microfinance success. To such end, two regression lines were designed where variables such as education, health and food security proved to be explanatory determinant to explain income behaviour for those beneficiaries of the microfinance programs.