Informality, saving and wealth inequality in Colombia

ABSTRACT: The informal sector is an extensive phenomenon in developing countries. While some of its implications have drawn considerable attention in the literature, one relatively unexplored aspect has to do with the saving patterns of workers and firms and how these might influence aggregate savin...

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Detalles Bibliográficos
Autores: Granda Carvajal, Catalina, Hamann, Franz
Tipo de recurso: artículo
Estado:Versión publicada
Fecha de publicación:2015
País:Colombia
Institución:Universidad de Antioquia
Repositorio:Repositorio UdeA
Idioma:inglés
OAI Identifier:oai:bibliotecadigital.udea.edu.co:10495/10397
Acceso en línea:http://hdl.handle.net/10495/10397
Access Level:acceso abierto
Palabra clave:Ahorro e inversión - Colombia
Distribución del ingreso - Colombia
Sector informal - Colombia
Informal sector (Economics) - Colombia
Income distribution - Colombia
Saving and investment - Colombia
Descripción
Sumario:ABSTRACT: The informal sector is an extensive phenomenon in developing countries. While some of its implications have drawn considerable attention in the literature, one relatively unexplored aspect has to do with the saving patterns of workers and firms and how these might influence aggregate savings and wealth inequality. This paper aims to fill that gap by examining both entrepreneurs’ and workers’ choices regarding whether to perform informally and regarding asset accumulation. Specifically, the paper builds an occupational choice model wherein saving is primarily motivated by precautionary considerations. The model features labor and capital market segmentation, and it is calibrated to replicate the saving rates, wealth inequality and composition of occupations across the formal and informal sectors of Colombia. Computational experiments additionally make it possible to analyze the effects of highly debated formalization policies on wealth redistribution and promotion of saving and entrepreneurship. Alternative frameworks are finally considered.