Experimentando microcrédito: uma análise do impacto do crediAMIGO sobre acesso a crédito

The present thesis has the objective of deal with the theme of microcredits and analyze his most successful experience in Brazil, the Banco do Nordeste’s CrediAMIGO. There is a description of the program and one quantitative analysis of his performance, which will be made using a data base composed...

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Detalles Bibliográficos
Autores: Neri, Marcelo Côrtes, Medrado, André Luiz
Tipo de recurso: artículo
Estado:Versión publicada
Fecha de publicación:2005
País:Brasil
Institución:Fundação Getulio Vargas (FGV)
Repositorio:Repositório Institucional do FGV (FGV Repositório Digital)
Idioma:portugués
OAI Identifier:oai:repositorio.fgv.br:10438/952
Acceso en línea:http://hdl.handle.net/10438/952
Access Level:acceso abierto
Palabra clave:Microcredit entrepreneurship
Small business
Logistic regressions
Diferences in diferences
Microcrédito
Microempreendedor
Micronegócio
CrediAMIGO
Ecinf
Regressão logística
Diferenças em diferenças
Economia
Microfinanças
Pequenas e médias empresas - Financiamento - Brasil, Nordeste
Descripción
Sumario:The present thesis has the objective of deal with the theme of microcredits and analyze his most successful experience in Brazil, the Banco do Nordeste’s CrediAMIGO. There is a description of the program and one quantitative analysis of his performance, which will be made using a data base composed by the Ecinf survey inplemented in 1997 and of 2003, using the method of differences in differences applied with logistic regressions . Our substantive conclusion is that there is an high scale microcredit experience in Brazil based on social collateral that generated a relative access to credit in the poorest region of the country at superior rates from the rest of the country.