Fintechs: innovation, reduction of transaction costs, efficiency and economic analysis of law

From a legal and economic perspective of law, this article examines fintech companies, which are entrepreneurial entities, usually startups, that operate in the financial market. This paper’s overall objective is to demonstrate the interaction between these companies and the economic analysis of law...

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Detalles Bibliográficos
Autores: Avelino Lana, Henrique, Cruz, Lucas Vinicios
Tipo de recurso: artículo
Estado:Versión publicada
Fecha de publicación:2020
País:Brasil
Institución:Universidade Estadual de Londrina (UEL)
Repositorio:Scientia Iuris (Online)
Idioma:portugués
OAI Identifier:oai:ojs.pkp.sfu.ca:article/41018
Acceso en línea:https://ojs.uel.br/revistas/uel/index.php/iuris/article/view/41018
Access Level:acceso abierto
Palabra clave:Fintechs
Economic Analysis of Law
Transaction Costs.
Análise Econômica do Direito
Custos de transação.
Descripción
Sumario:From a legal and economic perspective of law, this article examines fintech companies, which are entrepreneurial entities, usually startups, that operate in the financial market. This paper’s overall objective is to demonstrate the interaction between these companies and the economic analysis of law. Its specific objective is to demonstrate the usefulness of fintech companies in reducing transaction costs for administrators, from the perspective of the Economic Analysis of Law. In this context, this paper tries to answer the following problem: how do fintech companies contribute to the reduction of transaction costs? Therefore, allowing for more efficient and faster financial operations and/or transactions. In order to answer this question, this research utilizes the methodology of applied research, with exploratory research, from a qualitative approach, with the inductive method, and bibliographic research specialized on the subject-matter.