THE CHARACTERISTICS OF THE STRATEGIC APPROACHES ADOPTED BY THE BRAZILIAN FINTECHS TO COMPETE IN THE ELECTRONIC PAYMENT INDUSTRY

FinTechs are startups that adopt innovative business models to compete with established financial institutions. The study aims to identify the characteristics of the strategic approaches adopted by Brazilian FinTechs to compete in the electronic payment industry. Comparative Qualitative Analysis (QC...

ver descrição completa

Detalhes bibliográficos
Autores: Dall’agnol, Adriano Pitt, Verschoore, Jorge Renato
Formato: artículo
Estado:Versión publicada
Fecha de publicación:2020
País:Brasil
Recursos:Universidade do Sul de Santa Catarina (UNISUL)
Repositorio:Revista Eletrônica de Estratégia e Negócios
Idioma:portugués
OAI Identifier:oai:portaldeperiodicos.animaeducacao.com.br:article/7764
Acesso em linha:https://portaldeperiodicos.animaeducacao.com.br/index.php/EeN/article/view/7764
Access Level:acceso abierto
Palavra-chave:Startups Fintechs
Electronic means of payment
FsQCA software
Comparative Qualitative Analysis.
Medios electrónicos de pago
Software FsQCA
Análisis cualitativo comparativo.
Meios eletrônicos de Pagamento
Software fsQCA
Análise Qualitativa Comparativa.
Descrição
Resumo:FinTechs are startups that adopt innovative business models to compete with established financial institutions. The study aims to identify the characteristics of the strategic approaches adopted by Brazilian FinTechs to compete in the electronic payment industry. Comparative Qualitative Analysis (QCA) and fsQCA software were used based on evidence collected from executives of financial institutions and FinTechs. The results demonstrated the relevance of three characteristics: digital technologies, agility and experimentation. Two other features, vision and emergency, were comparatively less frequent. The results are synthesized in the expression PTD+ITD+IAO+IER ? AEF.