Socioeconomic impacts of microcredit: the case of Nossocrédito in Espírito Santo, Brazil
This paper aims to check the impacts of a state microcredit program — Nossocrédito of Espírito Santo, Brazil — on socioeconomic indicators. In order to do it it is estimated three distinct models to evaluate: i) if Nossocrédito has been directed t...
| Autor: | |
|---|---|
| Formato: | artículo |
| Estado: | Versión publicada |
| Fecha de publicación: | 2014 |
| País: | Brasil |
| Recursos: | Fundação Getulio Vargas (FGV) |
| Repositorio: | Revista de Administração Pública |
| Idioma: | portugués |
| OAI Identifier: | oai:ojs.periodicos.fgv.br:article/36706 |
| Acesso em linha: | https://periodicos.fgv.br/rap/article/view/36706 |
| Access Level: | acceso abierto |
| Palavra-chave: | microcredit regional development Espírito Santo. microcredito desarrollo regional microcrédito desenvolvimento regional |
| Resumo: | This paper aims to check the impacts of a state microcredit program — Nossocrédito of Espírito Santo, Brazil — on socioeconomic indicators. In order to do it it is estimated three distinct models to evaluate: i) if Nossocrédito has been directed to the cities of lesser degree of development and/or located inside the state; ii) if the program has contributed to improve the municipal development; iii) if Nossocrédito has contributed to reduce poverty. The estimates were conducted with the Ordinary Least Squares method and uses municipal data from 2006 up to 2010. The main results are: i) Nossocrédito is directed to the municipalities of the countryside, but not for those of lesser degree of development; ii) the program contributes to the improvement of the municipal development indicator used; iii) Nossocrédito does not contribute to poverty reduction. |
|---|